Surveyors Report

Soldato
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Found a property, mortgage has been agreed and a solicitor appointed. The bank sent in valuers to do a basic survey on the property and we now await the outcome. How long does it usually take for a surveyors report to come back?

Thanks
 
I would pay the extra and get a full survey done not a basic one!

+1 had a basic survey done was a pile of ****e. Most of what was stated was wrong. Seems he/she barely entered the property and made a guess. Cost me a lot of money that did (not for the survey but for the remedial works that were not spotted) and frankly would not have bought the house knowing what I know now.
 
Also, make sure that you get the phone number to the guy who actually did the survey. That way you can ask him/her questions answers to which he might not have put down in the survey.
 
Also, make sure that you get the phone number to the guy who actually did the survey. That way you can ask him/her questions answers to which he might not have put down in the survey.

Not this. If you want to find out more detailed information, book a more complete survey. You can't book the cheapest 3rd gear drive by and then expect answers to more detailed questions for free, especially when those answers may have comeback to the surveyor.

OP - if you've a genuine need for a quicker response, you should speak to the surveyor and explain your situation and ask him to help you out and prioritise. If you don't then you should simply ask the surveyor at the time he's doing the survey. He'll generally be more accurate than an internet forum :)
 
Cost me a lot of money that did (not for the survey but for the remedial works that were not spotted)


Surely a basic survey is not designed to spot any necessary remedial works, unless they are blindingly obvious, such as half the roof is missing? It's little more than a check that the property is worth the mortgage you are asking for. They measure the size (roughly), check nothing obvious has collapsed or fallen off, and that's it. That's why it's so cheap - less than half an hour of time.
 
A basic home buyer survey is worthless, you need a Building Survey takes 2-3 hours to do.

Expensive for a full survey, but worth it when your pending 150k plus on a house.
 
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Property's a middle floor flat, so no real worries regarding the roof, but the council are working on it now anyway. Windows, boiler etc have been recently replaced.
I get what some of you are advising, and I did consider a more in depth survey...
 
Not this. If you want to find out more detailed information, book a more complete survey. You can't book the cheapest 3rd gear drive by and then expect answers to more detailed questions for free, especially when those answers may have comeback to the surveyor.

Yes, this. False analogy above. What I said had nothing to with what kind of survery to get, THAT is a separate argument. Not all houses need a full survey. As an example, if you know that you're going to get a structure and timber survery done anyway, there are cases in which a home buyer's report is adequate.

Always try to talk to the surveyor no matter what survery you're having done.
 
Property's a middle floor flat, so no real worries regarding the roof, but the council are working on it now anyway. Windows, boiler etc have been recently replaced.
I get what some of you are advising, and I did consider a more in depth survey...

There are cases in which a home buyer's report is adequate.
Always try to talk to the surveyor no matter what survery you're having done.

+1

Lonewolf: A Home buyer's report will suffice with you flat.
 
Surely a basic survey is not designed to spot any necessary remedial works, unless they are blindingly obvious, such as half the roof is missing? It's little more than a check that the property is worth the mortgage you are asking for. They measure the size (roughly), check nothing obvious has collapsed or fallen off, and that's it. That's why it's so cheap - less than half an hour of time.

Yes well you would think so. Some examples:

1. Construction cavity Block wall construction with render. No its corrugated concrete sheet construction with render. This means you cannot screw anything to the external wall (like a sink for instance). Any sensible desk study would have turned up the construction of these properties on this street - looked it up on the internet after removing the rear patio doors and going wtf is that. Note the surveyor is from the area. This is actually quite a major issue as it drastically impacts the value of the property and there is literally nothing that can be donw about it save ripping it down and building it again.

2. Suspended timber floor. No it was 5mm screed on dirt. yes straight on the ground. The lower ground flooring was sodden wet and rotten a fact that could be seen simply by lifting the carpet. Had to excavate the whole lot and put in a new insulated slab.

3. Electrical installation appears to standard. Unfortunately not - the previous owner had made some "special modifications" many of which were visible had the surveyor lifted the loft hatch. Had to strip the whole lot out and start again.

Just the small things mind, just the small things. Oh and I could go on - what about the wet rot on the roof joists? the damaged roofing felt? My advice, get a full survey done by anyone other then your estate agent.
 
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I am a surveyor, albeit on commercial properties. To answer the original question, yes about a week but don't forget it needs to pass through your lender first. To pick up on another point, he/she would not probably answer questions over the 'phone. Their client is the lender, not the borrower, so there is no direct relationship with the surveyor and buyer. They also get paid only a fraction of what you will have paid the lender for the mortgage valuation, so it would not be cost effective for them anyway.

Always sensible to pay the bit extra and go for a Hom******s Report. If that flags defects needing further investigation, then escalate to full structural or get in specialist timber guys, structural engineers, or whatever might be required. Anything serious found will either put you off buying and therefore save you making a bad decision, or almost certainly open the door to reducing the purchase price (with the reduction no doubt being well above the cost of the survey).
 
Phoned the bank today to find out where the survey stands. Apparently the survey was completed, but someone forgot to send out the results. :eek:
 
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