The time has come
- Thread starter MikeHiow
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![[TW]Fox](/data/man-of-honor/2009.png){kind=avatar}
Well just get on and buy the normal version then, just buy anything, sort yourself out man
Soldato
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But its not double insurance - they run on UL fine - they look better in some opinions. Ring sky and get a quote on both, Ill eat my hat if the UK is double.
If you're so convinced its the right car go buy a UKDM dont let our opinion cause any disagreement to you car choice enquiry thread by replying the comments with psuedo facts, will you Mike?
Two issues with the above, 1. I'm half way through a policy, and 2. last time I renewed my insurance Admiral was significantly cheaper than EVERYONE.
Sure, if Sky offer the UKDM and JDM at the same price (and I don't dispute they, or others do), but its useless if Admiral (who have been consistently cheaper for just about everything non-import) are quoting significantly less on the UKDM.
Sure, if Sky offer the UKDM and JDM at the same price (and I don't dispute they, or others do), but its useless if Admiral (who have been consistently cheaper for just about everything non-import) are quoting significantly less on the UKDM.
Soldato
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Im confused.
You are now using Admiral as some sort of benchmark for all cars.
We didnt know you were 'halfway through a policy', there is a an IF in your sentence which doen't help anyone., just how wide does 'just about anything' stretch?
Comment 2 is frankly comical, customer apathy obviously works!
What is this Admiral policy on if you have sold the ST? but you replaced that with the Focus you are keeping anyway....
I guess you now realise the octane wont really matter between the cars so are on about the insurance stuff for the sake of it. Easy line here would be: Ill ring around and see what the best prices are on the cars are to help me come to a rational decision.
You are now using Admiral as some sort of benchmark for all cars.
We didnt know you were 'halfway through a policy', there is a an IF in your sentence which doen't help anyone., just how wide does 'just about anything' stretch?
Comment 2 is frankly comical, customer apathy obviously works!What is this Admiral policy on if you have sold the ST? but you replaced that with the Focus you are keeping anyway....
I guess you now realise the octane wont really matter between the cars so are on about the insurance stuff for the sake of it. Easy line here would be: Ill ring around and see what the best prices are on the cars are to help me come to a rational decision.
Soldato
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What about an Astra SRI turbo or GSI?
I don't need to ring around (although for arguments sake, I have requested a ring back from Sky). I have done quotes on many of these cars through Confused and Admiral are consistently cheaper on UK cars with any sort of performance. That is probably why half the forum (including Fox) uses them.
As for what I have a policy on, I'm not sure why that is relevant, but the Mondeo.
Sky have special deals with their underwriters, for example they have a special scheme with Markerstudy for Renaultsport Clios. So it's all fair and well using Admiral because they are often good for performance cars, however the DC2 is a bit more of a niche so sitting on the phone is a good idea.
[TW]Fox;17707670 said:
Mine, why?
I'll be sure to get an up to date quote on both Admiral and Confused before they call back then.
I'm not holding my breath on this one. My previous broker of four years used to beat anything (they can set any premium they can justify!), until I got the ST, and because Admiral were so much cheaper than the cheapest quote they could find, they just refused.
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Things are obviously quite tight for you, what with getting so fussed about insurance, the fact SUL is 'increasingly expensive', downgrading your ST to a 1.6, etc etc. Are you sure a £5k performance car is the best idea?
Hang onto the Mondeo for a year or so, then when you've got a bit more financial stability splash out. Having a kid is an expensive time - not many people can afford to keep driving fast cars whilst they do it, so I wouldnt worry about people thinking less of you as a result. It's probably the best decision, really.
Otherwise if you insist you can easily afford this sort of car, stop pratting around with rubbish about the cost of super unleaded or the cost of insurance and buy something.
Now we've already had 15 page threads from you on each of these cars, therefore you've already got the information you need to decide. You already decided the M3 was a moneypit, the RX8 was the best car ever made, etc etc.
Buy an RX8.
Hang onto the Mondeo for a year or so, then when you've got a bit more financial stability splash out. Having a kid is an expensive time - not many people can afford to keep driving fast cars whilst they do it, so I wouldnt worry about people thinking less of you as a result. It's probably the best decision, really.
Otherwise if you insist you can easily afford this sort of car, stop pratting around with rubbish about the cost of super unleaded or the cost of insurance and buy something.
Now we've already had 15 page threads from you on each of these cars, therefore you've already got the information you need to decide. You already decided the M3 was a moneypit, the RX8 was the best car ever made, etc etc.
Buy an RX8.
Really? So you honestly don't think that an almost identical version of a car costing nearly twice as much to insure as the other shouldn't be a consideration in which version I'd choose? Especially when one of the plus points of choosing that car at all is how cheap it is to own/run.
You could solve the insurance problem quite easily by simply cancelling the Admiral policy and taking a new policy out with another insurer. You have not signed your soul away to them for a year, you know.
Doubtless you will bleat that doing that is 'too expensive' which returns me to my previous point.
Doubtless you will bleat that doing that is 'too expensive' which returns me to my previous point.
This all comes down to budget really.
UK Vs JDM is always going to be about higher insurances (sort of - my UK Impreza cost £550, my RA cost £400. The UK car was modded, the RA was mapped but I gambled that an assessor wouldn't check the ECU)
Personally, if you've got a turbo'd car then you should only put in SUL. I only put Shell optimax or whatever its called these days in the RA and that meant driving to the next town just to fill up. The local Tesco now has Momentum which is what I'd probably get it mapped for instead if I still had an Impreza.
High insurance and buggering with right fuel is another reason why I can't be quite be bothered with performance cars these days.
The only reason I discussed specialist brokers is because I am with one and they offer better cover for less than others and think even pipped admiral after I haggled. Admiral also do not cover modifications and for every little thing you might decide to do to the car, say uprated bushes, induction, exhaust, hell even wheels they add on anywhere betweeen £30-£50 each time you do a mod. Brentacre sorted me for under £700 with full NCB protection and I can add any mods I like for free (no admin fee) as long as I don't go over 200bhp.
Also UK cars are specified to run on 98 Octane fuel, it isn't just JDMs. But as others have said this is a minor factor and certainly not a contributory one when considering a weekend car.
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Soldato
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Will you just buy one.........please
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