travel insurance?

Soldato
Joined
30 Jul 2005
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19,802
Location
Midlands
wondeirng when doing travel insurance its asking for medical issues seeing as there is a massive price increase even if declaring something like asthma what happens if you dont put down the medical conditions? will they reject any and all claims for e.g lost suitcase etc? will they also reject if you got e.g broken leg hospitalisation?
 
In danger of veering into medical advice, but for Asthma they're really only going to want to know if its under control and whether you have ever been hospitalised for it. You are better to declare it and take the hit, but shop around for providers and its usually something people buy last minute and then get stiffed by taking what's put in front of you.

If you're going to travel more than once in a year, look at annual instead of one-off policies.
its mildest form i declared and it puts up policy price almost triple.

what i may do is just take travel insurance out for the wife and kid. i should be able to survive. iv been on holiday many times and always had travel insurance and never needed to claim, but sods law the one time i go without it im gonna end up needing it :cry:
 
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so used compare the market and had a few quotes, tested 2 companies, puffin and vivo? rang their claims line and both had massive hold time vivo i think the name was got me to queue position 1 then hung up on me. puffin was on infinite hold so cant be asked with either of those 2 companies. world first picked up fairly quickly as did post office travel.
will try few more
 
It really annoys me when people become ill or injure themselves abroad, didn't take any travel insurance out. Yet family and friends set up gofundme accounts for people to pay the mid 5 figure sum to take them home. Why should I pay towards someone who forgotten to pay £20-80 for travel insurance?

Lol where you getting 20 quid insurance from? All im seeing for 2 adults and a kid is 200+
 
thats a fact, having insurance gives peace of mind but getting insurance is the easy part, claiming on it is where the difficulties start. already seen with few companies i rang i cant get through to anyone so cant risk going with them. might not bother with the insurance this time round,
 
That's the issue, going on trust pilot seems a lot of these companies dont pay out or make it very difficult.
Was looking at replacement passport thingy if its stolen and you would have to pay access per person and that doesnt mean insurance send you replacement passports. You still got to go through the emergency travel documents process on gov.uk and 100 quid per person. And when insurance access is 95 quid it makes ya wonder...
 
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