Unpaid debts linked to my address - what can I do?

Soldato
Joined
18 Oct 2002
Posts
9,476
Location
Pembrokeshire
I bought my house from a couple in June 2013. Ever since I've received post from them and from other people whose name I don't recognise. I regularly put "not at this address" on post and put it back into the system but in some cases it doesn't work.

When one letter came last week I could see it had red warning notices through the little envelope window so decided to open it. It's an outstanding balance for a credit card.

I opened all the mail relating to this person and another person that keeps coming to my address and in both cases there are unpaid credit cards and in one case a firstplus loan of £11K in arrears.

I spoke to the previous owners who informed me that before they bought it (it was at auction and was in a poor state which I knew about) the property was let on a room basis - this I didn't know.

I've written to all the creditors informing them that these people have not lived at my address for at least 5 years and have asked for written confirmation that my address is removed from their records.

However, I'm worried that the address won't be removed and I start getting debt collector letters or my address gets blacklisted (if that even is a "thing")

Other than writing to the creditors is there any thing else I can do?
 
Thank you for the replies. I didn't know the address was no longer affected by bad debts of others linked to the address. That is a big relief.

I wasn't sure what the rules were regarding opening mail. I've always given back the mail I get for the previous owners (which is typically more than I get even after 30 months!) it's just the two names I didn't recognise and the one letter I knew was some kind of demand.

Thanks again :)
 
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