Vtec Noooo, ran out of skill

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15 Nov 2005
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Newcastle
Well last night I managed to bin the CTR for the first time :( Was on twisty back roads coming back from seeing mates at my previous place of work when I managed to clip a rut on the inside edge and then ended up in a hedge on the opposite side of the road :o Car drove straight out but now has some battle scars, namely a cracked front bumper, scrape down the drivers side, and my NSF wheel is now sitting with positive camber :(
Just got off the phone to the insurance company this morning and now waiting for a phone call from the garage to get it taken in. This is the first time I've ever made an insurance claim in my 10yrs of driving and is hopefully my last for quite a while! Does anyone know the rough turnaround time for dealing with such a claim?

Lesson has been learnt, just a shame there was no ninja badgers out last night that I could blame it on, instead I'll take this one on the chin and put it down to driver error. At least it happened over here and not on the Ring last month!

Will post some pics shortly
 
Ooops, not to worry.

Sounds like an easy repair, although no-one will be able to confirm timescale other than the repairers themselves. Such things as workload, parts availability etc will come into play.

Make sure you ask for a full geo check - the repairers will do this. Last thing you want is the car coming back and crabbing.
 
Robbie, loving the sig. :D

As for OP, shame mate, but it could have been much worse...as Darryn found out at the weekend.

It seems that currently owning a CTR is a bad idea. :p
 
Well damage doesn't look too bad, although I'm worried what I've bent to end up with positive camber, although it could just be the wishbone or shock or similar, it could also be the subframe which I cant imagine to be cheap to fix. Also the scrape down the drivers side has caused a few small dents along the way, so will be looking at a full side respray I'd of thought, so again this will bump the claim cost up.

Obviously I'm thinking worst case scenario here, but roughly at what percentange of the cars value compaired to the total claim cost do they start to say the car's uneconomical to repair?

Also the approved repair centre in my local Arnold Clark Ford dealership, is it best to just go with them or should I push to get the work done through Honda? Looking on the Honda website they say that they offer free estimates, free courtesy car and so on, so would it be worth it?
 
Insurance company won't 'gaurantee' the repair or a coutesy car if you don't go with their repair company usually.

I personally wouldn't have bothered with insurance if nobody else was involved and the car still moved. You'll have at least 3 years of inflated premiums regardless of claims history. Then again I'm 24 and still stupid so my premiums aren't the prettiest.

Also, is your EP3 silver? I think I might park mine for a bit, the stats aint looking good this week!
 
Insurance company won't 'gaurantee' the repair or a coutesy car if you don't go with their repair company usually.

I personally wouldn't have bothered with insurance if nobody else was involved and the car still moved. You'll have at least 3 years of inflated premiums regardless of claims history. Then again I'm 24 and still stupid so my premiums aren't the prettiest.

Also, is your EP3 silver? I think I might park mine for a bit, the stats aint looking good this week!


I understand that the repair wouldn't be guaranteed by my insurers if I went through Honda, but surely Honda would guarantee the work?

Insurance company wouldnt of been called if I thought it was a quick easy fix, unfortunatly it looks like even after paying my £400 excess and increased premiums it could still work out a lot cheaper. Just glad I have protected no claims on my policy.
 
I'd make sure the car doesn't go through the insurers recommended workshop. Pattern parts, generic rubbish and cost cutting are all to common from 'Insurance Approved' workshops which most of the time are owned by the insurance companies themselves.
 
I'd make sure the car doesn't go through the insurers recommended workshop. Pattern parts, generic rubbish and cost cutting are all to common from 'Insurance Approved' workshops which most of the time are owned by the insurance companies themselves.

Very very few use non genuine parts.

Where is this information coming from that most are owned by insurers?
 
Ok here's some pics:

Damage to front bumper

DSC00645-1.jpg


Bumper is also cracked on the drivers side near the headlight and the lower splitter is loose and damaged. Its also scratched quite a bit and I've lost the 'T' off my Type R badge!

Damage to NSF wheel:

DSC00646-1.jpg


As you can see the wheel now has positive camber (top sticking out, bottom in) Hopefully it's not subframe damage.

Here's a pic of the drivers side wheel to compare:

DSC00647-1.jpg


Drivers side damage:

DSC00648-1.jpg


DSC00643-1.jpg


Car is marked right along the drivers side causing small dents/ripples along the way. It's nothing major and I originally didnt even notice it but due to the denting I expect the whole side will need resprayed.


Suppose it could have been a lot worse, will just have to play the waiting game now and see what happens. Oh the joys of motoring!
 
Dont you lose your no claims?

My no claims is protected so I will lose it from this year, but my remaining 8 yrs bonus will stay the same. I'll still have to declare the claim for the next 5 yrs but after running a few quotes off this morning it doesnt affect my premium by too much.
 
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There's a really big insurance approved Springfield accident repair centre in Washington, they're mainly a Honda dealer and do loads of repair work on all sorts of Hondas. A friend works there and said they recently had an NSX in.

Which road did you bin it on out of interest?
 
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