Hi all Im ashamed to say iv spent hours and hours today going over this and still no wiser. Ready to snap now so any help would be greatly appreciated! Options: 1) Forerunner 735XT - Is there anything this watch can do that the Vivoactive cant?! £210 2) Garmin Vivoactive 3 music - Supports contactless payments and music so I can run without my phone - Does not support Spotify yet which is what I use but says its 'coming soon'. £230 3) Apple Watch Series 3 38mm - Im assuming for a little more £££ I still get all the running stats I will ever need, contactless payment, music (but not spotify?) and all the additional benefits of a smart watch i.e. texts, calls etc. Surly this will also have better resale value if I choose to sell later? £260 I don't mind paying the extra for the more expensive watches if they are better 'bang for buck'. My use - Running, weights at gym, football and lots of walking. Would like music and contactless payment though until they add Spotify support its no good! Would also like sleep tracking, resting heart rate, steps etc. Anything more is a bonus.