Love the positive take
When deciding a constant fan speed how did you decide what that speed should be?
I would advise against a constant fan speed if you have PWM fans, much better to properly tune them for watercooling. If by constant you meant putting the fans at one speed and leaving them at that all the time.
Aim for a water temp max under your heaviest load during realistic conditions (such as average ambient temp in the UK) and go from there. If the temps you set out for have noisy fans, then maybe decide to increase your water temp a bit if it's not quite high already. But in most cases you should still expect fan noise under 400~500w+ loads in an average case, with an average radiator setup. At the end of the day, watercooling is still technically air cooling

Spinning fans make noise, especially at 1000RPM+.
UK summers can get quite hot and as we don't tend to have air conditioning you do need to factor that in. But then again, winters can be stupidly cold. So a fan curve set in the winter might not be adequate in the summer lol.
Whereas if you set a fan curve based on water temp from around average room temp all year round, say 20~23 degrees, you'll probably find it's good all year round.
People tend to underestimate just how much impact fans have on watercooling, from the fan types themselves to any curve or speed used on the radiators. As they do how much extra rad space helps, but a lot of the time extra rads are just constrained by space in a case.
Intaking ambient air over your radiators is always best for temps, but I know in most case setups people have to consider some sort of exhaust over just relying on air finding its way out itself through ports/vents (which it does do surprisingly well).
Most recent look at where my build has gotten to, all my rads are intake. I'm spoiled with 4 radiators, so that does allow quieter operation lol.
I do have to say as someone who changed from Arctic P12/QL120s, Noctua fans are a joy on the ears. At a minimum though, as pretty as they are, the QL120s are awful for watercooling quietly and at the lowest temps possible. Avoid! Other RGB fans do better.
If you've got a budget for it and want to spend on fans, screw paying the premium for something like the QL120s, honestly, bite your lip and buy non-RGB Noctuas (Or Silent Wings/any other good brand rad fans). You can still have some RGB, all my blocks are RGB and just recently I bought an RGB flow spinner to replace down the bottom on my next loop drain.