What is covered by Social Care?

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When I originally heard the news yesterday I thought that the 86K cap would include someone in a care home. This is NOT the case; the government has said that they will NOT be funding food and accommodation.


When my father died, my sister took my mother in (rather her than me). A couple of times a year my sister and her husband went on holiday and my mother had to move into a care home at her own expense. Mother was choosey about which home she stayed in. Living in these care homes were long time patients, the majority NOT paying a penny towards their keep, although I heard the other day that such patients forfeit their state pension – if they are drawing a pension that is.


Could someone please give me some instances of what exactly is Social Care? I assume it covers home help for the infirm, those who can’t look after themselves very well but NOT bad enough to have to go into a home?


If the government puts a cap of £86k on Social Care how would it be audited?


Imagine an aged man living along with £150k in the bank. Twice a week a care worker visits his home and gives him a bath, every two months someone arrives and trims his toenails.


Because of the cap, he would be liable to the whole cost. So who will set the rates for his bath? The government might set his bath at £30 a time and his toes at £40. Would the government be sending him a bill at the end of each month with a statement informing him of his new balance?


The guy might shop around and discover that Miss Whiplash is giving baths for £25 and she will also give him a toe job for £35. Therefore he might try to undercut the Social Care and save himself a few quid.


Is it likely that third party businesses will start up to compete with the NHS (Social Care)?


Quite often government prices are far higher than private enterprises. Someone living locally had had a builder create a drop down (NOT sure of the correct terminology) on the pavement to the road. It had been in place for years and there was no sign of wear or tear, to all intents and purposes it was exactly the same as his neighbour who had had his done by the council 30 years previously. The council must have done some homework and discovered that he and others had NOT had the job done by the council and as such he had to pay a massive fee to have it replaced.


If the guy above had his bath with Miss Whiplash could the government say she wasn’t doing a good enough job and force him to be bathed by someone from Social Care?


Thanks
 
Because I have a social worker (due to sight and hearing loss), I count as being under social care as well. It just never twigged for me until only recently, even though I've had social workers for decades.

Can I assume that at present you do NOT pay anything at all?

Assuming you fall into the bracket(s) of having money in the bank in excess of £20k is it likely that when this new system kicks in the help you receive will have a price tag attached to it? If it doesn't I can't see how the government can control payments and limits. There's going to be a lot of bureaucracy involved and people must have to be recruited to administer the system, that will eat up a lot of the money collected through taxation.

Could a young man of 22, living alone in a flat, falls of his bicycle, breaks both legs and is bed ridden for 3 months and needs home care until he is back on his feet. A care worker visits him 3 times a week to give him a bath, another visits him to clip his toe nails,a third turns up to clean his flat and a supervisor visits him to ensure that the other workers are doing the job correctly.

Each of those events might be priced?

If he was unfortunate in later years to have a car accident etc he very well might accrue more payments.

My brother-in-law went into hospital for an anus transplant. The anus took one look at him and rejected him! He is 51 in November. It wouldn't be true to say that he has never worked a day in his life because he was given a job as a dustman, he turned up for one day, said the work was too hard, went home and never went back to work. If he had to go into a care home (as his mother has done) he wouldn't pay a single penny to the state. If anything was to happen to Mrs B (death), I'd try to get a place at The Royal Chelsea Hospital (Chelsea Pensioner).
 
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