Prime Small FFT's will pretty much test the CPU for stability only
Prime Large will affect RAM a lot more as uses bigger block sizes when testing for prime numbers
Prime Blend will alternate between the two
If your PC is failing small FFT's then look at increasing Vcore
if your PC is failing large FFT's or blend then look towards vtt, nb etc as its RAM/chipset that is failing
IBT is good for a quick test, but you can find that even passing 20 passes of it but be prime unstable. It also doesn't narrow down your search for the instability as could be CPU, RAM or chipset itself failing..
Unless its a rather large clock change I would just give it a quick run on blend