Where do I stand on this

Brutal biff

Brutal biff

Brutal biff

Associate
Joined
1 Sep 2013
Posts
1,522
My lady got caught up in a police chase and the 1 being chased clipped my car taking the driverside wing mirror clean off and a few scratches and dents

The driver was clocked doing 130mph by a police motorcyclist but he called off the chase as he deemed it to dangerous as he was on his own

Missis was unable to get the reg of the car but the police did and was unable to pass it along to us due to data protection and will only give it to the insurance company

The insurance company are unable to get any details till Monday as the police disclosure team don't work weekends

If the car is stolen but insured are we still able to claim repairs on the stolen cars insurance without affecting our no claims

I'm guessing if the car is uninsured the cost will be down to me or my insurance and I'll lose my no claims

Missis was on her own at the time and we have a police incident number as the police came back to her to take a statement
 
Pretty sure the other person's insurance will bail if the other car is stolen or being driven illegally by the owner. You're most likely going to have to claim on your own insurance or pay for repairs from your own pocket.

As it's already in the hands of your insurance company to get the info from the police team, everything's already in motion, and you'll have to wait to see what your insurance company says.
 
MIB deal with untraced or uninsured drivers. MIB will most probably not take it on but there is no harm is giving it a go. They will look to cover any uninsured losses such as excess, injuries etc

The insurers of the stolen car will not deal if the thief is not identified.

Most the claims where the police do not prosecute are up hill struggles from day 1 though.

GL :)
 
There is no reason the Police can't give you the details. This is not What the Data Protection Act prevents. YTry and just get the reg. as that is not personal information and then pay £5 to DVLA for the registered keeper. For £5, the info. is worth having up your sleeve. You could then google them and see if they have been in the news etc..
 
if the police didn't prosecute or identify the thief, the insurer of the vehicle will not deal with the claim, as the owner of the vehicle that was "stolen" is technically an innocent party.

The OP can still claim via his policy, potentially see if the MIB will take the claim on but ultimately the chances of recovery are slim from the sounds of the police outcome/investigation
 
snapdragon69 said:
There is no reason the Police can't give you the details. This is not What the Data Protection Act prevents. YTry and just get the reg.
Click to expand...

This!

The most misunderstood piece of legislation ever. There is absolutely no reason why they shouldn't give you the registration number (and even the name of the registered keeper) of a car which hit you. There is a legal exemption that pieces of information can be accessed for legal purposes. In this case, the driver of the vehicle has not stopped to give you the information after colliding with your car and has failed to report and accident also, so they have failed in their legal obligations to the third party, meaning the data can be accessed.

Where it starts becoming a lot more difficult is around sensitive personal information such as political persuasions, sexual orientation, ethnic background, criminal records, banking transactions etc.


See this document from the ICO which deals with facts and myths of the DPA. The last one is particularly relevant. https://www.npted.org/section/1419/Policies and Procedures/data_protection_myths_and_realities.pdf
 
Last edited:
A bit of an update

Apparently according to the police theyve arrested him and has failed to attend court and now has a warrant on him

Weve finally been given his name and ive found him on facebook as hes even got pics of the audi that he was driving on it
 
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