Why aren't I paying my student loan back?

[growse]

I've been working for the past 10 months on a pretty good salery, but have yet to see any student loans deductions coming out of my paycheque. I'm on the correct tax code and am paying the correct tax, but my only deductions each month are NI, Income tax and my pension. I'm earning more than £14k per year but my net income for this tax year is yet to reach £14k.

At the same time there's a guy in my house who's only been working a few months doing temp jobs, and he's already started to pay his off.

Who should I call? My pay dept? The Government? Student Loans Co (waste of time, so I've heard...)

Thanks

 

[growse]

I earn over 15k. I graduated Summer 2004, started working March 2005. Now it's Feb 2006, and I'm being charged around £30 pm interest on a £9k loan, and I'd really really like to start paying it back. I would pay it back in lump sums, but the Student Loans co have a history of forgetting that people have paid it off and keep taking money out of their pay.....

 

[growse]

Agree with you on the CC front. Soon as I got my contract I was down the bank getting a loan at a decent interest rate which I'm paying off nicely.

Still would like to get the student loan done out the paycheque. I'll give the student loans company a call...