Windscreen Chip Repair Recommendations

Semple said:
Wow didn't realise that was a declarable claim - I did Google too to check that was legit and seems it's a common misconception. Probably worth insurers specifically asking about windscreen damage claims during quotation.

I had a windscreen replacement going back maybe about 8 years ago now, so probably out of reach to do anything about it. Will definitely bear in mind next time the potential costs of a claim vs paying out of my own pocket.

Come to think of it, I seem to recall not even speaking to my insurance company to arrange a repair, it was just a case of entering my reg into auto glass website and they did the rest.
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To be fair until recently I was the same, thought they didn't need to be declared but I'd also never needed to use it. If you go into the bit where you declare any claims/accidents/etc there's generally an option in the drop down for "windscreen/glass claim" these days.
 
Semple said:
Wow didn't realise that was a declarable claim
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Yep it is, unfortunately. I had to get my windscreen replaced 3 years ago...still paying for it for the next couple of years lol. If it was just a chip I'd have paid out of pocket. Not worth the increased insurance premium as it is classed as a fault claim
 
Philtor said:
Glad you got it done professionally. I tried one of the diy type kits off eBay many years ago and the chip went from something quite small to a massive crack across the screen! Lesson learned that day :D
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Yes, the gentleman who repaired it said that DIY kit is superficial only. The professional fix is where the resin is filled between the layers of glass to restore original strength.
 
tom_e said:
To be fair until recently I was the same, thought they didn't need to be declared but I'd also never needed to use it. If you go into the bit where you declare any claims/accidents/etc there's generally an option in the drop down for "windscreen/glass claim" these days.
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Thankfully (touch wood) I've not had any non-glass related claims so I've never seen a drop-down box as I've always selected no.

Seems a bit of a cop out from insurance (probably expected) considering most glass repairs/replacements will occur from normal driving, just bad luck of a loose stone on the road (in my case it came off another car, so absolutely nothing you could do about it).
 
It's anecdotal evidence only, but last year I claimed for a windscreen chip repair twice with LV, during the renewal the claims were automatically showing and my insurance costs decreased the same % as a different car with no claims at the same address, again not exactly an answer, but you may find it doesn't end up costing? I admit though it could be that without the claims my renewal may have been even cheaper?
 
VaderDSL said:
It's anecdotal evidence only, but last year I claimed for a windscreen chip repair twice with LV, during the renewal the claims were automatically showing and my insurance costs decreased the same % as a different car with no claims at the same address, again not exactly an answer, but you may find it doesn't end up costing? I admit though it could be that without the claims my renewal may have been even cheaper?
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Like with anything involving insurance YMMV, I only checked as I was running quotes for my renewal anyway so tried it with a glass claim and it definitely got rid of a couple of the cheaper quotes.
 
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