Windscreen cracked twice - affect no claim bonus?

[Mel_P]

Had a cracked windscreen a few months ago and now in same insurance year it has cracked again (only small crack but to big for repair and stone chip, not failure). First was paid for by insurance company - if I claim for second (comprehensive ins.) will it affect my "no claim bonus"? (Tesco comprehensive insurance).

Anybody else been this unlucky?

 

[SamuraiTortoise]

Windscreens do not effect NCB - or they didn't in my case after having four in a year and a half.

 

[MarkDavis]

Clearly, you weren't able to look at your policy document.....

http://www.tescofinance.com/personal/finance/insurance/carins/standard/policy-doc.html

Section D, since you're obviously lazy.....

 

[Mel_P]

No need to be sarcastic - I did read it but it says:

"A payment under this Section will not affect the allowance of Your No Claim Discount."

"A" payment - does this mean one or more than one! I am cautious and not a lawyer.

 

[MarkDavis]

"A payment under this Section will not affect the allowance of Your No Claim Discount" means exactly that.

It doesn't preclude you having several claims and there being several "a payments".

More than one windscreen claim affecting NCB would be worded differently in the policy wording.

Relax. You're fine.

 

[Mel_P]

You are right - no loss on NCD. Ta