wonga

I suppose its not meaningless if you miss the payment though...?

If you're borrowing on a monthly basis that would suggest you're always on the edge by the end of each month. Which means you are at high risk if something unforeseen occurs to your monthly income. Of course I don't know your situation though, but that tends to be the norm with people who borrow and talk like you.

From what I've heard credit rating does play a part in getting a good mortgage, but as was said, regular payments a better.
 
When on earth did the word wonga re enter the common vernacular anyway? "Sorry guys, I can't get the next round in, I seem to have run out of wonga". Sounds ****ing ridiculous. Like something out of the 1950s. Is it all because of that fat bloke off the phone recycling advert? Curse him.
 
garyfl said:
trololol nah jk yeah its maxxed but im clearing it on 26th no biggie. i know it looks hard to understand in op but basically i have money thats disposable when i actually get paid, but i need a new psu so ive borrowed from wonga till 26th then pay it back other than that its a wait till 26th game and i dont want to do that. finacially things are good im not in minus or anyything. tbh on 170 pounds im only paying £15 interest in the shortterm til 26th.
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Why are you buying £170 PSU's if your finances are such that 2 weeks before payday you have no money left :confused:

Pretty extravagant amount to spend on a PSU by any standards :eek:
 
[TW]Fox;20075207 said:
Why are you buying £170 PSU's if your finances are such that 2 weeks before payday you have no money left :confused:

Pretty extravagant amount to spend on a PSU by any standards :eek:
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because on the 26th i have £1100 coming in from next Bacs

then ill be getting £250 from my sound design contract so my finances are okay. i just wanted the psu now because i have to rma mine, i used wongas convinience to be able to it now rather than later, means i can also rma sooner.

im not strat for cash nor am i living on the edge, i dont have many outgoings just board and a phone bill so why not. its not like i have to find rent or electric bill etc i do it because i just can.

when i get a new place obviously this wouldnt come into practice anymore.
 
[Cas];20073222 said:
I've had my credit card for 2 years, always fully paid and on time, and they still won't increase my budget above £150.
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I am guessing you have a bad credit rating from the past then? Because, as before, I have a £400 limit and have never held credit before and am 19...
 
denby said:
he's selling things he no longer needs...he must be poor! :rolleyes:
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where in this thread have i said im poor:/ im fed up of explaining myself now. i wanted to sell this pc because i was going to go mobile but thought why when i wont really go many places so was going to sell it to start fresh with sandy and start a new build modifying the case now im just keeping it and upgrading it. Started with an SSD.

edit : i hint sarcasm, i dont know whos side your on :D
 
Never mind the bits about borrowing money how come none of the forums English/Grammar Nazis have had him about his, er, lack of ability in that department. :D
 
garyfl said:
because on the 26th i have £1100 coming in from next Bacs

then ill be getting £250 from my sound design contract so my finances are okay. i just wanted the psu now because i have to rma mine, i used wongas convinience to be able to it now rather than later, means i can also rma sooner.

im not strat for cash nor am i living on the edge, i dont have many outgoings just board and a phone bill so why not. its not like i have to find rent or electric bill etc i do it because i just can.

when i get a new place obviously this wouldnt come into practice anymore.
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Editing to avoid a ban: You sound financially incapable.
 
[TW]Fox;20075207 said:
Why are you buying £170 PSU's if your finances are such that 2 weeks before payday you have no money left :confused:

Pretty extravagant amount to spend on a PSU by any standards :eek:
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Fox, as much as we constantly disagree, there is literally no point in arguing with people like this guy.

garyfl, see you in 10 years when you're crying because you can't afford the monthly loan, overdraft and credit card repayments.
 
garyfl said:
where in this thread have i said im poor:/ im fed up of explaining myself now. i wanted to sell this pc because i was going to go mobile but thought why when i wont really go many places so was going to sell it to start fresh with sandy and start a new build modifying the case now im just keeping it and upgrading it. Started with an SSD.

edit : i hint sarcasm, i dont know whos side your on :D
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If you have no disposable income at the middle of the month, then whilst not technically poor, you are managing your finances poorly.
 
garyfl said:
because on the 26th i have £1100 coming in from next Bacs

then ill be getting £250 from my sound design contract so my finances are okay. i just wanted the psu now because i have to rma mine, i used wongas convinience to be able to it now rather than later, means i can also rma sooner.

im not strat for cash nor am i living on the edge, i dont have many outgoings just board and a phone bill so why not. its not like i have to find rent or electric bill etc i do it because i just can.

when i get a new place obviously this wouldnt come into practice anymore.
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What happened to the £1100 from 2 weeks ago then....
 
StriderX said:
Got to love that 1000-5000% profit they get, absolutely terrible that people actually fall for it though.
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Except they're not making anywhere near 1000% - 5000% profit on the loan. The loans themselves aren't that bad and it's more the way that people use them that causes problems.
 
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