woot happy days

But you haven't gained anything?

In fact, if the DD had gone out for some reason, you'd be at a loss

Is it really that hard to understand? The OP expects x amount of money to leave his account. This didn't happen as it's already been paid for. OP now has x amount of money that he didn't budget for this month to spend or save however he wants.

Happy days indeed!
 
Is it really that hard to understand? The OP expects x amount of money to leave his account. This didn't happen as it's already been paid for. OP now has x amount of money that he didn't budget for this month to spend or save however he wants.

Happy days indeed!

I completely understand, lack of understanding isnt an issue here, it's about attitude. Not paying for something you never had to pay for in the first place is never a gain and shouldn't really be thought of as such
 
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