Have you tried not spending money?
I am by no means an impulse buyer. Also, I always have extra cash come month end and do not worry about money.
I was simply looking for a more efficient way of saving money and 'tracking' my money so I can see what I am wasting money on.
So, to your question:

Thanks to all for the useful information and links - I will definitely check them out!
Only reason I am doing this now - is due to me needing around, R8000 to move next year (Around 800 pounds)
Thanks guys!
