Worth the upgrade ?

Then don't get the Fatal1ty edition.
Personally, I consider it to offer the worst value of the X-Fi series.
The extra 62MB of X-RAM has very limited benefit at the moment.

If you don't need the front bay, just get the Xtreme Music. It is about half the £135 price you quoted for the Fatal1ty. And even if you need the front bay, the Platinum is adequate.
 
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