Worthwhile 3rd Party Warranties?

R.O.S.S.I · 7 Jan 2009 at 14:16

Does anyone know of any good companies where you can purchase a car warranty? Basically for if you are buying a 2nd hand car which is just out of its manufacturers warranty?
Or are there none really that are worthwhile, or try to wiggle out of paying out for claims?

HEADRAT · 7 Jan 2009 at 14:18

Warranty Direct, paid out last year for a new hood motor for my Z4 no problems at all, just filled in the required forms and got a cheque for just under £1K in about two weeks.

Dave85 · 7 Jan 2009 at 15:18

I just phoned them for a qoute and they had to get managers to clear it to warranty a honda civic type r , allthough the price of 320 quid for a year covering practicaly everyting seems reasonable.

[TW]Fox · 7 Jan 2009 at 15:25

Why do you need a warranty on a Civic? Dont see the point.

Smokes · 7 Jan 2009 at 15:28

Having issues at the mo with warranty direct, although could be an isolated case

eidolon · 7 Jan 2009 at 16:10

[TW]Fox;13234696 said:
Why do you need a warranty on a Civic? Dont see the point.

Well my CTR needed a new steering rack at 17k miles (Honda wanted a grand for it but was fortunately covered by warranty)

iraiguana · 7 Jan 2009 at 17:38

If he is happy to fix the cost of maintenance then let him to be honest. It may be unlikely to be required but that is the whole game of it.

Dave85 · 8 Jan 2009 at 02:45

[TW]Fox;13234696 said:
Why do you need a warranty on a Civic? Dont see the point.

Why would I not want to warranty my new car past the basic dealer warranty :confused:

Some of the parts allthough unlikely to go wrong may do so and according to some of the bits I looked up they are not cheap.

Smokes, what sort of issues are you having if you dont mind me asking.

Skiddley · 8 Jan 2009 at 09:41

Tesco. Varies by manufacturer as to whom is best. Warranty Direct costs more that Posrche for theirs!!!

Dave85 · 8 Jan 2009 at 13:26

Thanks for that would have never looked at tesco their finest warranty is not too shabby for 330, included mot cover and brake discs and everything which is awesome. monthly interest free.

R.O.S.S.I · 8 Jan 2009 at 13:46

DAvE18 said:
Thanks for that would have never looked at tesco their finest warranty is not too shabby for 330, included mot cover and brake discs and everything which is awesome. monthly interest free.

Sounds like quite a good deal there!

Skiddley · 8 Jan 2009 at 14:27

DAvE18 said:
Thanks for that would have never looked at tesco their finest warranty is not too shabby for 330, included mot cover and brake discs and everything which is awesome. monthly interest free.

Yea it's good. A lot of Porsche owners (me included) are using the finest cover now, no complaints so far.

stoofa · 8 Jan 2009 at 14:56

DAvE18 said:
Thanks for that would have never looked at tesco their finest warranty is not too shabby for 330, included mot cover and brake discs and everything which is awesome. monthly interest free.

Just looking at the policy document:

What is not covered?

Brakes:

Brake Pads, Discs, Shoes, Pipes & Hoses

Skiddley · 8 Jan 2009 at 15:02

No warranty would cover consumable items.

Dave85 · 8 Jan 2009 at 15:12

Read the mot Test section not the main policy section, this cover is included only in the finest cover. And according to what it says Discs are included under the following conditions.

Providing the vehicle has at least three months MOT Test remaining at the start of this cover and the MOT falls due within the period of cover, this MOT Test Insurance covers the cost or repair and/or replacement and/or adjustment to the specified parts listed below as a direct consequence of such parts being cited in a notification of refusal to issue an MOT

MOT Test Insurance Cover TableComponent
What is Covered?
Braking system ABS modulator, sensors and computers, brake calipers, discs/drums, load compensator, master cylinder, pipes, hoses and cables, wheel cylinders

What is not Covered?
All other components