Would this be considered insurance fraud?

Associate
Joined
27 Aug 2023
Posts
6
Location
uk
So I don’t work because I’m disabled. If I select the option to insure my car for social pleasure and commuting, would that be classed as fraud? The reason I’m asking is because this particular company won’t insure me for social and pleasure but they will for social pleasure and commuting. In my eyes I’m not actually getting the insurance any cheaper as I’d be paying for something I wouldn’t need.

What’s weird is when I enter the address for my new house (we haven’t moved in yet needs work doing) the company will happily insure me for social pleasure even though that house is on a duel carriage way compared to my current house being on a quiet single carriage way road
 
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