Can't say I'm surprised to see you've had trouble with the U7 itself. I've seen a few people post that they have had trouble with the U7; not to mention the state of their drivers on top of that.
When it comes to Dolby; there is Dolby Atmos, which is for surround speaker setups, and then there is Dolby Atmos for Headphones.
I don't know if Dolby Access is for both, or just DAfH. I would hazard a guess it's just DAfH, but I could be wrong. Reason being, is that Dolby Atmos for speakers is not the same as using 5.1 outputs on a PC. A Dolby Atmos speaker setup is different to a standard 5.1 setup, so you'd need additional hardware to make that work; such a capable AV receiver.
For headphones, DAfH works in a similar way to Dolby Headphone (found on most Xonar sound cards) and SBX protstudio (found on Creative sound cards); they create a surround sound effect with stereo headphones. If the software can do it (in the case of DAfH), then all you need is a audio device with headphone output.
If you're using stereo speakers, then Dolby Atmos would not apply to those. For stereo speakers, Dolby has an algorithm called Virtual Speaker, for creating a kind of surround sound effect. It's very likely included DHT v4. I did try that once with a Xonar Essence ST, and to be honest, I thought the effect was terrible. Some people might like the effect though.