You're obviously trying to live beyond your means! You don't need to spend four figures if you cant afford it.
I've just ordered a 2TB NVME m.2 for £79.99. My next CPU upgrade will probably be a 5800x which are £165 used. I can get a 32Gb 3600 DDR4 kit for £54.99. Everything is so cheap right now. You can add a motherboard about £70. Thats a total of £370 and it will absolutely destroy your pc. Yes its old technology now but you could get something newer if you wish for a bit more. You could spend £500 or £600 or £700 or £800. Instead of getting depressed because £1500 is too expensive, choose a lower figure that you're very very happy with.
The only people who should be spending £1500 on a PC are those who are happy about it. That's the same for any purchase. I'm very very happy with every purchase I ever make. It should never make you sad or regretful.
Two things about this.
1) I always build a whole new system while keeping the old system intact. ie: My components are mostly 9yrs old, so if I were to build a new PC I build a whole new PC and then once it's working, migrate everything (I have quite a bit software wise) over from the old PC to the new one. And then only when the new PC has totally replaced the old PC would I decommission the old one (after a while).
2) I tend to buy fairly high end components when building a new PC, reason being I'd prefer to upgrade less often, as you can see by my current situation with my 9yr old machine only just now becoming questionable performance wise.
(1) + (2) = Well into four figures... And let's not forget the main reason I'm not happy about spending that amount is because so far the
only game complaining on my system is CoD:MW2, which is running at 75fps VSYNC'd (@ lowest detail). £1500-£2000 and all that time/effort just seems hard to justify for that issue at the moment.
NOTE: My Asus Z97-A motherboard has onboard graphics I believe, so I could theoretically use my existing 1070 in a new PC while migrating/moving over, but hmmm...
On a side note, it's sort of a shame there isn't a Steam Deck console unit, which is aimed at playing all Steam titles like a a PC, but in a console format.