Why would I not be able to drive on the test with the insurance? I am insured to drive the car as a provisional licence holder so why would this not cover the driving test? It is my understanding that I can drive it whenever and wherever so long as I have somebody over 21 and held a licence for 3 years riding with me?
As for why I did this, I am getting increasingly frustrated with how long it is taking, and from my point of view the instructor has little interest in putting me in for a test if he can have me sitting in his car taking lessons for longer = more cash for him. 8 weeks lead time is stupid imo a complete waste of time. The past couple of lessons I have felt like I came out having learned nothing new and been down 20 quid for the privilege, I could get far more out of driving around in my own car all day long if I put that 20 quid in the tank instead. For these reasons I have taken things into my own hands and taken charge of the situation. I have at least some chance of passing on friday and if I do then great saved 7 weeks messing around and i'm out and about in my car awesome. If I fail then boo hoo, I'm down 50 quid and I take it as a learning experience. If I don't try then I can't pass, that is my philosophy.