Does everyone have legal protection on their insurance policy?
- Thread starter Lew
- Start date
Soldato
- Joined
- 24 Dec 2004
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- 11,371
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- Knowle, Solihull, UK
I've always had it
Not ever needed it (touch wood) but it's nice to have. I'd have thought they'd let you add it on later?
Not ever needed it (touch wood) but it's nice to have. I'd have thought they'd let you add it on later?
When i had a accident last year, i had legal protection. They dealt with everything, i did not even have to decide what legal team i went with. They organised everything, i didnt have to think which is a bonus!
IIRC it covers you for the legal expenses you may occur due to a claim.
There should be information about the specific fatures offered by your insurance company on their website (I say this as each one will be different)
Most also cover suing claims for things like whiplash or any other injury/lose of earning etc.
Basically legal cover costs around £10 - £20.
In theory, get involved in the wrong kind of accident - one that was to involve a lot of injuries or even worse, a death and you could be looking at legal expenses running into hundreds of thousands if not more.
Of all the "Optional Extras" I've never really considered that an option - I've always made sure I've got it.
In theory, get involved in the wrong kind of accident - one that was to involve a lot of injuries or even worse, a death and you could be looking at legal expenses running into hundreds of thousands if not more.
Of all the "Optional Extras" I've never really considered that an option - I've always made sure I've got it.
even if you use a no win no fee company as an alternative. What happens if the insurance company wants to put it down as a 50/50 accident. There unlike to take you on, as they only get paid if you die. How about legal fees in other situations?
i dont get you. what insurance co you talking about? your own or the third party etc?
for which?
say both insurance comapnys want to put a crash down as 50/50 responsibility. But you still want to try and sue the other party for an injury. It is unlikely a no win no fee company would take you on. You would either have to fork out the money yourself or have legal insurance included in your policy.
no.. because even if you paid your own costs and took it to court and you tried to sue the other party when it had already settled at 50%... the other party would say that it had already been agreed and settled at 50% and thats how the court would settle it too.
alternatively, you could agree to the insurance claim settling on 50% in the first place.
alternatively, you could agree to the insurance claim settling on 50% in the first place.
no the court is diffrent to insurance company, they would try to use it, but if you can show evidence then you can still win. Insurance companies who are owned by *** same group, like writing them of as 50/50.