Courtesy Car insurance question

Raider · 6 Dec 2007 at 17:15

While my car is in for repairs I have had two courtesy cars. Both times they just asked me to sign a form then I was on my way. At no point did they mention insurance.

Now that I've looked at the form more closely it appears that i'm liable for the insurance. Which means a charge of £30 odd even for a week's insurance. I don't see why I should have to pay..

I'm going to check this when I pick up my 3rd courtesy car tomorrow, but isn't it standard for the dealership to cover you whilst your car (which is under warranty) is repaired? :confused:

Dougall321 · 6 Dec 2007 at 17:45

It is not the garages responsibiltiy to insure you, i work for Ford and we do offer insurance for the vehicles at no cost but it does carry a £1000 excess.

Most people use they're own or pay for it.

Giddy · 6 Dec 2007 at 19:09

The last time my car was in for a service at Sytner, I was advised of this insurance cost. When I mentioned I'd never had to pay this before it was suddenly dropped. Never managed to get VW to drop the charge though.

Raider · 7 Dec 2007 at 09:28

Dougall321 said:
It is not the garages responsibiltiy to insure you, i work for Ford and we do offer insurance for the vehicles at no cost but it does carry a £1000 excess.

Most people use they're own or pay for it.

Just rang them and that does seem to be the deal. I'll just have to be extra careful I guess!

West · 7 Dec 2007 at 09:32

BMW/Mini charge £15 for insurance or ask you to produce insurance yourself, £500 Excess, so its pretty normal...

Captain Kirk · 7 Dec 2007 at 10:37

My Insurance policy (with Zurich) states that I am sovered for courtesy cars as long as it's not over 1.7 litre engine. Or something along those lines

GreenMint · 7 Dec 2007 at 14:36

When i go to Honda is £11 a day for insurance on a loan-car with £500 excess

[TW]Fox · 7 Dec 2007 at 15:58

Captain Kirk said:
My Insurance policy (with Zurich) states that I am sovered for courtesy cars as long as it's not over 1.7 litre engine. Or something along those lines

No it doesnt - it states that you are covered for courtesy cars whilst your car is being repaired by your insurance companies approved repairers - ie, in the event of an accident claim only.