Is there any way of...

ALLI

ALLI

ALLI

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Joined
9 Jun 2004
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Finding out what insurance company you were with a couple of years ago?

Reason being, insured my car via one of those companies that searches a load for you. Ended up with Kwik-Fit. I've got 2 years NCB from a couple of years back, but again, it was one of those search em all sites and I can't remember who I was actually insured with. Kwik-Fit have asked for my NCB certificate but I ain't got a clue where to look or who to ask. So I'm a bit buggered I think.

Any ideas?
 
Yes, I keep my paperwork, that's why I'm asking you guys for help.... :p

Basically, I sold my car when I started uni 2.5 years ago and didn't drive until a few weeks back. More than likely I just found a pile of old car paperwork and chucked it. Wouldn't be so bad if I could remember who I was insured with...

Don't insurers use a database of whose claimed and whose got no claims to prevent fraud?
 
I can honestly not believe you don't keep paperwork, even if it is for a vehicle you no longer own :/

Not exactly good practice to throw those kinds of document away either.
 
paradigm said:
I can honestly not believe you don't keep paperwork, even if it is for a vehicle you no longer own :/

Not exactly good practice to throw those kinds of document away either.
Click to expand...


Well, it's honestly true.

So you keep paperwork for vehicles you no longer own? Perhaps if you have always had a vehicle and move from one policy to another, year in year out that makes sense. But in the 15 years I've had my license, I've only actually driven my own car for perhaps three years, and as I said, that was a few years back.

AA insurance have just told me that because my NCB was more than 2 years ago, it may not actually be accepted now anyway. Is that true?


BTW Paradigm, I'd hate to see your study. It must be full of paperwork!
 
I think its good practice to keep all paperwork (to an extent); certainly all old bank statements, utility bills, anything car related etc. Just buy a few files and keep it all in there, amazing how often you need stuff from it!
 
Yeah you're right. I just thought it would all be stored on some database and all insurance companies would be able to access your previous claims history.
 
I think you're previous claim history is documented, however this doesn't and wouldn't work for NCB proof, as a) if you haven't driven for 10 years you would show up as (at least) 10 years clean, but wouldn't actually have 10 NCB, and b) wouldn't allow for NCB protection policies.
 
As said, over 2 years and the NCD is of no use to new insurers, however if you go back to the same insurer they will often honour it from 3 or more years if they retained the record of it. Not helping you I know. Also did you cancel the insurance when you sold the car, if not it may not have been 2.5 years since you had a policy depending on how long was remaining.
 
lol, yeah course i cancelled it. otherwise i would have been paying insurance for two and a half years on a vehicle i dont own.

*chortle* im dumb for not remembering whoi was with and not keeping old docs, but not THAT dumb.
 
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