Just ordered one of these for "08" plate delivery

[TW]Fox;11296911 said:
If its been driven anywhere other than around the dealers site, along the dock or perhaps from the prep centre a few miles down the road to the dealer, it is not a new car IMHO.

How you can argue a car thats been driven for 375 miles along Motorways etc is anything other than used is beyond me.

I've only ever 'had' (6 weeks) one new car - it had 6 miles on it.

Because I consider a new car as being one which was bought from a dealer (or leased, or whatever), and hasn't had any previous owners. I was well aware of the delivery mileage - I could have had it transported to me at a cost of about £200, but didn't fancy paying this. The guy who delivered it was very professional, showed me round the car, checked I was happy with everything etc, and was aware of the running-in procedure (I checked this before AND after delivery).
 
I wouldn't have it delivered especially not after hearing how one particular salesman drove a brand new M6 from London Birmingham. Lets just say it wasn't run in according to BMW guidelines.
 
[TW]Fox;11296554 said:
If his car is leased I guess he isnt that bothered.

that made it less of an issue but as I stated when it was ordered that it was not to be driven to me I expected it to be honoured

anyway the delivering dealer had a branch 2 miles from me so I paked them off there and made them get it valeted

finally arrived with us with 44 miles on and gleaming

If it had been an outright purchase I would have made more of it
 
can someone explain how leasing works? do you pay monthly for 3 years then hand the car back? do you have to get insurnace yourself or is it included?
 
can someone explain how leasing works? do you pay monthly for 3 years then hand the car back? do you have to get insurnace yourself or is it included?


Most lease agreements run for 2, 3 or 4 years

You pay a set amount each month over that period, depending on length of term, value of the vehicle at the beginning and end of the contract and the amount of miles you wish to cover.

You can bolt on things like maintenance and replacement cars at extra cost normally.

Most get handed back at the end of the term, however some contracts can involve you selling the vehicle or paying a balloon payment at the end of the term and purchasing the vehicle.

Insurance is covered by the individual.
 
what happens if you get TPFT insurance and write the car off? i wouldn't mind a 08 mondeo titanium x tdci there about £200 a month but i can't insure one fully comp
 
what happens if you get TPFT insurance and write the car off? i wouldn't mind a 08 mondeo titanium x tdci there about £200 a month but i can't insure one fully comp

You're liable for the entire cost of the car? It's usually a condition of the lease that you'll insure it fully comp.

Who on earth would insure a brand new Mondeo TPFT? Most insurers won't insure expensive cars TPFT?!
 
You're liable for the entire cost of the car? It's usually a condition of the lease that you'll insure it fully comp.

Who on earth would insure a brand new Mondeo TPFT? Most insurers won't insure expensive cars TPFT?!


I work for a leasing company and you'll be suprised. More are on TPFT than you think.

You are right though if you total the vehicle you are liable for the cost of that vehicle.
 
can someone explain how leasing works? do you pay monthly for 3 years then hand the car back? do you have to get insurnace yourself or is it included?

this was a 3 month deposit and the 23 payments, you get the car and road tax, pay for insyurance and maintenance

insurance is only about 200 quid comp, you can take out maintenance at extra cost but by my reckoning over 2 years will cost me one minor sevice and that is probably it, doubt it will need tyres or brakes ( 1 pair of fronts at absolute worst )

after 2 years I hand it back
 
I work for a leasing company and you'll be suprised. More are on TPFT than you think.

You are right though if you total the vehicle you are liable for the cost of that vehicle.

which if I'm right is where people get stung - if it's coming towards the latter part of a lease then the car is probably worth a fair bit less to the insurer that it will be to replace it - so they have to fill the gap between that and the price they get on settlement from the insurance company?

Or else they get gap insurance which does it for them.
 
which if I'm right is where people get stung - if it's coming towards the latter part of a lease then the car is probably worth a fair bit less to the insurer that it will be to replace it - so they have to fill the gap between that and the price they get on settlement from the insurance company?

Or else they get gap insurance which does it for them.

I've seen 10k, 12k invoices go out to people because they have totalled the vehicle at the beginning of the lease (so hardly any of contract has been paid off) and their insurance company value the vehicle at a lot less than the finance owed on it.

Generally at the start of the lease agreement the vehicle is going down in value quicker than you are paying the contract back, by the end they should (if the lease company has done its sums right) come back in line.
 
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