Should the Royal Navy reject your application due to your financial circumstances?

I'm with the Navy on this one, sorry. I don't think it's up to employers to give financial support - you wouldn't expect a private company to do so, why should a military force?

I do hope you get it sorted though, best of luck.
 
Yes.

Being in debt is not a good idea for anyone in the forces. As it can / will affect your morale, which in turn will affect others around you. During training especially, when there are a lot of pressures from day to day life. Once you have passed out of training and are posted away or sent to sea, how are you going to organise things? Missed payments etc, you cna spend many weeks without proper contact with the outside world. Debts will pile up and get out of hand and you would only end up as an admin nightmare.
I'm not saying everyone in the Forces is frugal, but it wouldn't make sense to employ someone who is only going to cause you problems from day 1.

Hope you get it sorted and Good luck. ;)
 
I sympathise with you, matey.
Anyone who wants to join up and serve their country (lets' not make this into a political thread!) should be encouraged to do so, in my opinion.

However, the UK Armed Forces traditionally recruits from the younger end of the population. Dont get me wrong, people with a 'few years on' are an asset to the Military, but the situation you describe does not fit with the policies the recruiters are given to work with, around, etc, which can be quite old (traditional!) in my personal opinion.

When they say they 'can't' recruit you they mean because applicants are financially vetted. Debt leaves people open to or at risk from blackmail, subversion, etc. There used to be a rule of thumb in terms of how much of your pay you are allowed to spend on debt each month! Remember, if you were 16 or 17 and had never lived away from home, earned your own money, etc, the Military would have a duty of care over you.

I would say look at ways and means of meeting your obligations (previously discussed) and go for it! Having said that, does you're mum not need you around?...not away for months with the Royal Navy!

My opinions do not neccessarily reflect the opinions & Policies of the UK Armed Forces.
 
As silly as I think the original sentiment of the thread is, you've made me think the marines may be a good idea for me... hmmm...
 
pattojones said:
I sympathise with you, matey.
Anyone who wants to join up and serve their country (lets' not make this into a political thread!) should be encouraged to do so, in my opinion.

However, the UK Armed Forces traditionally recruits from the younger end of the population. Dont get me wrong, people with a 'few years on' are an asset to the Military, but the situation you describe does not fit with the policies the recruiters are given to work with, around, etc, which can be quite old (traditional!) in my personal opinion.

When they say they 'can't' recruit you they mean because applicants are financially vetted. Debt leaves people open to or at risk from blackmail, subversion, etc. There used to be a rule of thumb in terms of how much of your pay you are allowed to spend on debt each month! Remember, if you were 16 or 17 and had never lived away from home, earned your own money, etc, the Military would have a duty of care over you.

I would say look at ways and means of meeting your obligations (previously discussed) and go for it! Having said that, does you're mum not need you around?...not away for months with the Royal Navy!

My opinions do not neccessarily reflect the opinions & Policies of the UK Armed Forces.
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Thanks for the input pattojones.

What you say makes sense. I will look into it, as I think working for the Navy would be a good career move and an awesome experience. 27 is a bit late to join I suppose, but when someone like myself is willing to learn and work, and determined to succeed, it's just a shame that they cant afford to offer some kind of plan to people who have certain responsibility's that life hits you with.
 
You need to sort out the situation with your mortgage, the best way of doing that, by the sounds, would be to move. I know it isn't only for you, but if you can't aford it, then you can't afford it. Such is life.


[TW]Fox;11805534 said:
Why should they pay for your shortsightedness and poor financial planning?

If you commit yourself to a mortgage you must first ensure you will have the means to pay it back every month and realise the constraints this will then place on your future choices!
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You say that as if you're someone with some financial experience, not as a student that lives with their parents.
 
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Ben M said:
You need to sort out the situation with your mortgage, the best way of doing that, by the sounds, would be to move. I know it isn't only for you, but if you can't aford it, then you can't afford it. Such is life.

You say that as if you're someone with some financial experience, not as a student that lives with their parents.
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But you've just said more or less exactly the same thing.

Oh, and:

Occupation:
6th form student- studying
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Dear pot, what colour is the kettle today?
 
Sale you house, or find a job that pays well. No they should not give you aid, that is totally ridiculous to think they should.
 
[TW]Fox;11805534 said:
Why should they pay for your shortsightedness and poor financial planning?

If you commit yourself to a mortgage you must first ensure you will have the means to pay it back every month and realise the constraints this will then place on your future choices!
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[TW]Fox;11806189 said:
But you've just said more or less exactly the same thing.

Oh, and:
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I think what I said, and what you said are vastly different. You came in preaching to him about how he should have planned better, criticising his decisions. Whereas I was actually constructive in saying that if he wants to join the navy then he has to make a decision about his (or his Mother's) house.

Yes I am a student, but I'm not preaching to everyone when I am living at home with Mummy and Daddy saying how they should have done things better. Something that neither you nor I have a right to do.
 
Acidhell2 said:
Sale you house, or find a job that pays well. No they should not give you aid, that is totally ridiculous to think they should.
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I just thought that with recruit numbers not where they should be, that they might be willing to do so. Separates those who really want to join, from the ones that are a bit lost, and decided to go for it, as it gives them direction in life and something to work towards.

I do have a well paid job, and if I didn't have the responsibility of looking after my mum, then I think I would be quite financially secure for someone my age. But I am willing to try something new with my life and I just wanted to see what my options were when applying to the Royal Navy.
 
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Ben M said:
I think what I said, and what you said are vastly different. You came in preaching to him about how he should have planned better, criticising his decisions. Whereas I was actually constructive in saying that if he wants to join the navy then he has to make a decision about his (or his Mother's) house.

Yes I am a student, but I'm not preaching to everyone when I am living at home with Mummy and Daddy saying how they should have done things better. Something that neither you nor I have a right to do.
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He asked for views. I gave a view. He was complaining that the navy had rejected him becuase his outgoings were more than the training salary - it's that simple.

He was advocating a financial aid package which I personally (And dont forget, he asked for VIEWS) felt was totally unjusified. A view shared by many others in this thread.

Hang on why am I wasting my time, I've just realised you are Ben M. Doh!
 
Ben M said:
Yes I am a student, but I'm not preaching to everyone when I am living at home with Mummy and Daddy saying how they should have done things better. Something that neither you nor I have a right to do.
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I am sure there are many many threads where you offer advice and help about something you are not qualified or sufficiently knowledgeable to really do so, however, this is an open discussion board and it is known that there are a lot of people whos opinions are very valid, even when its not in a subject field that you would expect.
 
Morba said:
I am sure there are many many threads where you offer advice and help about something you are not qualified or sufficiently knowledgeable to really do so, however, this is an open discussion board and it is known that there are a lot of people whos opinions are very valid, even when its not in a subject field that you would expect.
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I do appreciate that, but there's a difference between offering advice, and criticising someone's decisions, when you are in no situation to do so yourself.
 
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