Classic Car Insurance - Escort Mark 1

demon8991 · 5 Jun 2008 at 15:03

I am 20 years old and have been driving as a named driver for 3 years on my parents insurance i am interested in getting this car insurance as my grandad has given it to me for my 21st, i have never had an accident and have had no criminal convictions.

I am in love with it!!!

What is a reasonable price for a quote do you reckon? I wont be driving it that much as i live and work in london and am not willing to leave it opn the street in london so would only drive it when i went back home. Would it be better to stay as a named driver?

Scania · 5 Jun 2008 at 15:09

demon8991 said:
i have never had an accident and have had no criminal convictions.

As far as I am aware, criminal convictions have no bearing on motor insurance, I think its more motoring related convictions such as speeding, due care etc.

I may be wrong though!

As for the price of the premium, I have not a clue, sorry. Phoned around for any quotes?

Sone · 5 Jun 2008 at 15:10

not really comparable but i am 22 with an 1977 Triumph Dolomite 1850 and it costs me £250 for the year with commuting.

No NCB (used on main car policy)

edit, forgot to mention 3000 miles and TPFT

Hxc · 5 Jun 2008 at 15:10

seeing as unless your parents drive the car more than you; insuring under their name is fraud, I would reccomend getting real insurance.

Note that a lot of classic car policies do not amass NCB, and quite a few won't take people under 25.

penski · 5 Jun 2008 at 15:11

Through a limited mileage policy, it could be as little as £400...

It is a question that nobody can answer for you - start calling insurance companies.

*n

Janesy B · 5 Jun 2008 at 15:12

absolutely beautiful car you have there

My dad has a 1969 MGB Roadster, 1970 Cortina MK2 1600E and an Anglia estate and when i turn 21 (8 days) i'll be able to drive the lot

Lopéz · 5 Jun 2008 at 17:22

What a fantastic car to be given. Look after it

Wicksta · 5 Jun 2008 at 17:31

You have the best grandad in the world.

I used Lancaster to insure my mk1, but I'm old and it cost me about £100 a year.

Anymore pics/details about the car?

moss · 5 Jun 2008 at 17:35

What an awesome present, look after it.

Hxc · 5 Jun 2008 at 17:37

I do have to add that it is stunning, MK1 escorts are beutiful, beutiful cars. Treasure it!

Perywinkle · 5 Jun 2008 at 18:07

A few years back a year after I passed my test, me westy cost me 400 quids a year limited millage, so would expect it to be about the same.
My mark 2 scrote cost 209 quid a few months ago now i'm a bit older and been driving a few more years, although that included two fault claims and an sp30. 3k miles and track day cover.

Cracking car btw, not many mk1's in original black

saitrix · 5 Jun 2008 at 18:35

Well I am 20 and got 2NCB, I am paying £520 fc with 7000 miles a year on the Dolomite Sprint.

Sic · 5 Jun 2008 at 19:08

holysweetjesus! I want that car. Look after it.

Jon Frost · 5 Jun 2008 at 19:53

Looks like a 2 door, in very good condition. Thats worth quite a bit of money mate. Don't wrap it round a tree. Please!
What engines in it?
Jon

m4cc45 · 5 Jun 2008 at 20:31

confused.com ? Try some of the companies listed there if they don't quote for it directly.

M.

Hxc · 5 Jun 2008 at 20:36

Sometimes comparison sites will quote cheaper than direct, remember that. It makes no sense but happens.

Sone · 5 Jun 2008 at 20:44

i found that some places wouldent quote me direct but did quote through comparison sites.

When checking through all details were correct!

Rich · 5 Jun 2008 at 20:52

demon8991 said:
I am 20 years old and have been driving as a named driver for 3 years on my parents insurance i am interested in getting this car insurance as my grandad has given it to me for my 21st, i have never had an accident and have had no criminal convictions.

I am in love with it!!!

What is a reasonable price for a quote do you reckon? I wont be driving it that much as i live and work in london and am not willing to leave it opn the street in london so would only drive it when i went back home. Would it be better to stay as a named driver?

You jammy git

DONT CRASH IT!!!

Iamzod · 5 Jun 2008 at 22:12

Classic car insurance is great, but they didn't seem to want to touch me till i was 25 years old.

I'm currently paying around £228.90 for a slightly modified Capri 2.8i with 2 years NCB @ 25 years old, limited to 3k miles a year, Fully comp.

They are really picky though as i tried to add a friend to my insurance for 1 day (promised him a go for his birthday) who has been driving 12 years, is 30 years old & has 7years NCB & they wouldn't touch him just because he was a labourer :eek:

.

I'm getting quotes not much over £100 this year, that is insane considering i paid over £2000 to insure the same car TPFT 3 years ago.

demon8991 · 9 Jun 2008 at 20:29

Right for those of you who are interested its a 1300 super 1968, 4 door (wish it was 2 but hey ho), its been off the road for like more than 20 years and been garaged for 17 years. Just had a 1.6 litre TVR engine put in it with rally carb and K&N air filter for a bit of extra noise lol. Brand new racing suspension and disc brakes which is a massive plus i have to say. Doesnt have a dent or scratch anywhere on it, near perfect.

Cant see to get insurance for anything less than £700 which seems a bit steap and confused doesnt seem to like my number plate seems the car might be too old.

I was hoping to get something around the £400 mark as im only going to be using it for leisure purposes only.