child support agency have given me two options:

what job are you doing? £850 seems pittance for someone in the IT trade. i'm just a Tech Support person and i'm on just over 1k a month sometimes more with overtime.
 
explain to them you need to discuss payments. do they take a fixed fee each month or percent of your wage ?

850 with tax works out at 12.5k a year ?

MW
 
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With those numbers, you were living beyond your means anyway.

I sympathise as you're not a scrounger, but realistically, it doesnt sound like earn enough to live on your own anyway.
 
rjkoneill said:
im not exactly mr rich if thats what you want to call it

but £140 out of £850 is a lot when minimum outgoings [not including maintenance] are £750 without food
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You can't work everyday if you are only on £850 a month. Even at £6 an hour, 7 hours a day for 7 days for 30 days = £1,260 before tax. Tax at 22% still leave you £982.

Not having a dig but I think you can earn more even if you are on minimum wage.
 
The best thing you can do is sort this with the mother and stop the CSAs involvement, all she needs to do is tell them to go away basically..
 
you need to be earning more. the cost of living is too high. I'm currently not talking to someone becasue i told them that £900 a month isn't enough to get a mortgage and live on their own, i just got fed up with the person because they were being so stupid. I totally sympathise with your situation but it looks like you are badly overstretched.
 
Stop going on about this persons earnings, he was doing fine but as a result of the CSA he isn't, so it's pretty clear what the problem is.
 
Of course they wont, which is why speaking to the mother and coming to some agreement is what he should be doing. If she tells the CSA they have reached their own personal agreement then there's no need for their involvement :)
 
Raymond Lin said:
You can't work everyday if you are only on £850 a month. Even at £6 an hour, 7 hours a day for 7 days for 30 days = £1,260 before tax. Tax at 22% still leave you £982.
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no one works 7 hours in 7 days for 30 days. Consider this: minimum wage is what - £5.52 per hour these days? Times 35 hours a week (regular weekly rota). Times 52 weeks (so, considering there are no bank holidays, no Xmas, nothing) - that results in just over £10,000 a year. Or roughly £8,600 after tax. Or £715 a month. Which is why most people in that situation consider being paid £70 a week for sitting at home without bills and watching telly better option than working. Which is exactly what OP is facing - he will be better off as bancrupt guy on social that as a working man. This is a case for lawyers at Citizen Advice Bureau (free), to be honest.
 
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Amleto said:
With those numbers, you were living beyond your means anyway.

I sympathise as you're not a scrounger, but realistically, it doesnt sound like earn enough to live on your own anyway.
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Plenty of people live on their own with that sort of pay and worse, so what are you going on about :confused:

Anyway he was fine before the CSA...
 
v0n said:
no one works 7 hours in 7 days for 30 days.
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I've been working everyday since January, bar 1 week in Hong Kong, 2 Tuesdays off (bank Holiday), and 1 Saturdays off. That's about 10 days off in the last 6 months.

My normal week is

Monday to Friday – 9 to 5 (train at 7:35am for work, I am home at 7pm)
Saturday and Sunday – 5 to 11:30 (no breaks in between)

Last day off was the Avril Lavigne Concert, which was on May 31st, been working everyday since then and its the 25th today, last friday i worked from 9am to 11:30pm (minus travelling from Job 1 to Job 2 in between). People do it all the time, if its got to be done, it's got to be done.
 
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thats what i mean

i was stable before the csa

i manage my money well and have the odd up and down month as does everybody
 
before you give your house up, would it be possible to try and share/get a lodger ? Would still be more your own place than moving back home. Not sure if this would just count as an extra income as far as the CSA goes
 
Quit your job and go on the dole.. Other ppl get away with it...

Otherwise i would open a new bank account and then get your money paid into there and tell the CSA to get stuffed...

Or you could try www.cccs.co.uk they are usually superb and will actually do what the CSA cant seem to or be bothered to do and thats work out after you have paid all your bills, rent etc how much you CAN actually afford to pay them.. The CSA will eventually take you to court over it in which case you will have proof of what you can afford without being made destitute.

Fact of the matter is that if they make you homeless then you would possibly lose your job and end up goign with the first option and your ex will get stuff all...
 
Skyline said:
Quit your job and go on the dole.. Other ppl get away with it...
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I've always worked. I don't think there has ever been a week that I have been unemployed but in the OPs situation it might be something I'd consider. Especially if my payments were just funding the mothers new life
 
Agreed with the over-zealousness of the CSA, I think they took lessons from the Stazi and Mugabe combined! :eek:

My dad was on around £1200 a month a while back, to run his own house + car etc with £400 mortgage alone. He was voluntarily paying £250 maintenance payments for my sister, CSA came along and said he had to pay £400 PCM AND backdated all his old payments slapping the extra £150 per month onto his arreas, being paid back at £25 a month.

Wonder if a vasectomy now would be the sensible option? :confused:
 
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