The last couple of years I have been on holiday I have hired an 07 and 08 Swift (1.3) and had a good couple of weeks each time to get to know it.
Both times I came away thinking what a cracking little car it is. I really enjoyed driving it actually, seems to beg being caned. Firm handling with little body roll, feels nicely planted and has lots of grip. The handling really surprised me actually, it's quite capable, inspires confidence and is great fun through the twisties. I hammered it all holiday and didn't get it out of shape. Very enthusiastic little 1.3 engine with decent power output (around 93bhp IIRC) and a nice tone. Although it pulls cleanly from low revs, you really need to screw it to get the best out of it, but that's half the fun. The 1.5 engine seems a little pointless however when you've got the 1.3. Gear changes were solid but reverse can be a pain in the arse to get in sometimes. Brakes seemed sharp and interior seemed quite solid. Not sure how well spec'ed they come as standard, but both times the model I drove had AC, electric windows + mirrors, CD player with steering wheel controls etc.
I was impressed with the whole package, it is a very surprising little car. If I absolutely had to buy a new super-mini in that bracket I would go for the Swift.