Accidents - what do you ask for?

mrbios

mrbios

mrbios

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That may seem like a stupid question, but 2 days ago my missus and another car collided (i say collided, i mean scraped together really) and shes only been driving a year, her first accident and being on her own felt a little worried

The guy on the other end of the collision, 40-50year old from what shes told me, asked for nothing more than a picture of the registration plate

Does this seem a little odd? I thought it was pretty much standard practice to ask for name, address and phone number?

The damage done was only a bit of paint work scratching and a slight dent on my missus car, no major damage and nothing to get too hairy about but the guy decided to make my missus feel guilty by telling her it was all her fault, that he would report the incident to the police and in his words not mine "see you in the docks" which to me sounds completely out of order

Why did he only want the registration number? (im not a driver myself so dont really know the ins and outs)
 
Ken...shush.

By the sounds of it he is not a nice person and so did it so he can report it as a hit and run.

The police will frown on the fact your partner didn't supply name, address and phone number, although if he seemed to refuse to want them it'll end up your partner's word against his. :(
 
InvaderGIR said:
Ken...shush.

By the sounds of it he is not a nice person and so did it so he can report it as a hit and run.
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Well by advise from my missus dad we went and reported it to the police with his registration number straight away, so that'll avoid any issues of that :) (purely wanted to beat him to it)
 
Always found it weird why an accident scenario isn't part of the Highway Code book or in the insurance boklet. I have no idea what to ask or do.
 
As a rough guess: the guy isn't insured, and wanted to intimidate the OP's wife into disappearing before she asked awkward questions or called the police. If the car isn't registered either then his reg number is useless to her.


Yes, you get name and address at least, along with insurer details if possible, plus car type and reg. Phone doesn't matter as your insurers are going to do the work and they always write.


M
 
never been in a bump but if i did i would want to see thier driving license/insurance docs if they had it. i keep a photocopy of my insurance docs in the glove box just in case.
 
I too wonder what you are legally obliged to provide.

When my 306 got backed into I asked for their details first then just gave them a piece of paper with my name, car (reg, model and colour) and who I was insured with and told them my insurers would be in touch. I really wouldn't be inclined to give my address out so her psycho husband can give me a call when he finds out she's lost her NCD.
 
He sounds like an utter a-hole for threatening her. The police probably won't be interested in the accident if no-one was hurt. Did your wife get any of the guys details?
 
getting the reg number is a bit wierd. If the person that hit you is riding on dodgy plates, the plates mean nothing to you and you've got no comeback when your insurance company turns round and says "that plate doesnt exist".

if they squrim when asking for name and address details you know to be suspicious.

As for what your "legally obliged" to give, i dont think your legally obliged to give anything. Thats why theres no guidance anywhere.
 
Well, when I was run over all I did was grab my phone and photo the reg of the car while I was lying injured on the ground. Through some enhancement the reg was just visible, using that I was able to sue her. It's really all you need. From the registration you can find out other details like name/address/insurance details.
 
MrLOL said:
getting the reg number is a bit wierd. If the person that hit you is riding on dodgy plates, the plates mean nothing to you and you've got no comeback when your insurance company turns round and says "that plate doesnt exist".

if they squrim when asking for name and address details you know to be suspicious.
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if that was the case id give the rozzers a phone
 
MrLOL said:
getting the reg number is a bit wierd. If the person that hit you is riding on dodgy plates, the plates mean nothing to you and you've got no comeback when your insurance company turns round and says "that plate doesnt exist".
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Don't most insurers offer uninsured loss recovery now?

I guess I'll look suspicious in the event of an accident then because I've heard enough stories of people being in a smash where they have admitted fault only for their father, husband, random other bloke to play the Barry Big Balls card and pay them a visit to discuss how events unfolded.
 
lewism said:
never been in a bump but if i did i would want to see thier driving license/insurance docs if they had it. i keep a photocopy of my insurance docs in the glove box just in case.
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Legally all they have to provide is there name, number and reg number.

You are not legally required to keep insurance with the vehicle or your licence for that matter. You are certainly not obliged to show them and if someone asked me for them I'd tell them to get lost in all honesty.



M.
 
with all due respect how can that be law

is it the law that you have to a telephone line if you own a car ? dont go posting stuff as "the law" if your just making it up.
 
MrLOL said:
with all due respect how can that be law

is it the law that you have to a telephone line if you own a car ? dont go posting stuff as "the law" if your just making it up.
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TBH I probably would give someone my mobile number, but no way would I be showing anyone my drivers license or any document with my address on unless your the police, the Hertz desk or an employer!
 
I think standard practice is to swap name, number, address, and numberplates. Then bugger off before a dayglow womble turns up and declares your car undrivable.
 
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