Looking for a new car...

[Peerzy]

Right I'm 19 first off so whatever car I get needs to insurance group 8 at an absolute max. I currently drive a W reg Punto mk2. Nice car but it's only 60bhp and has no extras. Current value about £1250 as its one owner, low mileage and FSH.

I'm going to get a brand new car for the 09 plate change. Max I'll pay is £11K and that needs to include all extars I want and everything. Has to be a 5dr and has to be new.

I want a warm hatch. I've had a look round and I personally think the Grande Punto is brilliant value for money, I can get the Tjet (120bhp, petrol) with everything I want for £10,008 or the Mjet (130bhp, diesel) for £10,900ish, both with the extras I want (Black, factory fitted sub, window tints and 2 tone alloys.

Click (Tjet)
Click (Mjet)

Both are reasonablly quick car's (8.9 and 9.4 sec 0-62's) considering my current car is 14.5 seconds. Plus they both remap pretty well.

Tjet will go to about 150bhp and Mjet close to 190. Means 0-62 times of just about 8 seconds for both.

I still have a few months to decide and the current Mjet (1.9) is not in production anymore and will be replaced by a 1.6 model that'll get the same bhp by the time I come round to buying.

Both cars are insurance group 6 which is brilliant and not massive amounts to tax.

Are there any better cars for this kinda money that are what I want;

• 0-62mph time of less than 9 seconds
• 5dr
• brand new
• less than £11k
• good sped (air con, mp3 radio etc)

I have also considered a Tjet Bravo (150bhp) which will cost about £11750.

Thought I would ask on here as I've looked at other companies and Fiat really seem to have the best specced engines.

Cheers

 

[Hxc]

Unless you are stupidly rich buying a new car on finance at 19 is one of the dumbest things you can do.

11k can get you some serious, serious metal nowerdays

Troll?

 

[Peerzy]

Unless you are stupidly rich buying a new car on finance at 19 is one of the dumbest things you can do.

11k can get you some serious, serious metal nowerdays

I am very good with money, by the time it comes round to ordering (January) I will have £11k in cash saved, plus enough for insurance and to live on etc.

 

[Magic_x_uk]

Right I'm 19 first off so whatever car I get needs to insurance group 8 at an absolute max. I currently drive a W reg Punto mk2. Nice car but it's only 60bhp and has no extras. Current value about £1250 as its one owner, low mileage and FSH.

I'm going to get a brand new car for the 09 plate change. Max I'll pay is £11K and that needs to include all extars I want and everything. Has to be a 5dr and has to be new.

I want a warm hatch. I've had a look round and I personally think the Grande Punto is brilliant value for money, I can get the Tjet (120bhp, petrol) with everything I want for £10,008 or the Mjet (130bhp, diesel) for £10,900ish, both with the extras I want (Black, factory fitted sub, window tints and 2 tone alloys.

Click (Tjet)
Click (Mjet)

Both are reasonablly quick car's (8.9 and 9.4 sec 0-62's) considering my current car is 14.5 seconds. Plus they both remap pretty well.

Tjet will go to about 150bhp and Mjet close to 190. Means 0-62 times of just about 8 seconds for both.

I still have a few months to decide and the current Mjet (1.9) is not in production anymore and will be replaced by a 1.6 model that'll get the same bhp by the time I come round to buying.

Both cars are insurance group 6 which is brilliant and not massive amounts to tax.

Are there any better cars for this kinda money that are what I want;

• 0-62mph time of less than 9 seconds
• 5dr
• brand new
• less than £11k
• good sped (air con, mp3 radio etc)

I have also considered a Tjet Bravo (150bhp) which will cost about £11750.

Thought I would ask on here as I've looked at other companies and Fiat really seem to have the best specced engines.

Cheers

I have never done this before but wanted to be the 1st to say

CLAIMED !!!! and welcome to the forums

 

[Peerzy]

I have never done this before but wanted to be the 1st to say

CLAIMED !!!! and welcome to the forums

Claimed?

 

[Hxc]

I am very good with money, by the time it comes round to ordering (January) I will have £11k in cash saved, plus enough for insurance and to live on etc.

Surely it'd be better to use it as a house deposit and spend less on a car? By buying a new car you are throwing away thousands and thousands of pounds.

 

[Peerzy]

Surely it'd be better to use it as a house deposit and spend less on a car? By buying a new car you are throwing away thousands and thousands of pounds.

I am currently a uni student so do not need a house. My placement year starts next September so I want something better than a 9 year old car to get me too and from work.

I looked at getting pre reg or second hand 2 year old examples but the savings on Broadspeed means it's far better value to buy new and get what I want.

 

[Peerzy]

Second Hand Tjet on AT

Only £1k difference and I'm getting exactly what I want.

I do not want a 3dr car and I do want it in black. I can get a brand new Tjet with no extras for £9400 so it's only £400 difference looking at it that way.

 

[Hxc]

Is there something about your placement year that requires an almost new Fiat Punto as a car? You can get much better cars for that money...

 

[Housey]

Buy a MonW330d220ST

 

[Peerzy]

Is there something about your placement year that requires an almost new Fiat Punto as a car? You can get much better cars for that money...

No, nothing specific to a Fiat Punto, hence why I'm asking here. I've asked on Fiat forums and thus I'm going to get people telling me to buy Fiat. If I come here hopefully I'll get a mode wider view of good cars.

I have owned a Fiat for the last 2 years and like my current Punto.

It does however need to be exactly what I want, hence why I'm only really considering new.

I won't buy a car because it isn't the right color or if it's only 3dr for example.

Plus the savings you can get on these online websites means for me it's a much better idea to buy new and customise the car.

What other cars are better value for money or what would you susgest?

Buy a MonW330d220ST

330d is gonna be too much on insurance, plus I'm only 19 so would look silly. Insurance on a 220ST would be too high as well (I'm guessing your talking about the Mondeo's? Which i do really like btw)

 

[Hxc]

An 05 ST220 could probably be had for about £8500 if you hunt. Spend the rest of the money on the extra insurance and you have a much better car than a punto...

 

[Peerzy]

An 05 ST220 could probably be had for about £8500 if you hunt. Spend the rest of the money on the extra insurance and you have a much better car than a punto...

As much as I would love a Mondeo (and I really would I love them to my gf's amazement) I don't feel it's a car for a 19 year old. Plus considering it's the hot version I'd image it'll have had a good 3 years of someone raping it.

I've found one HERE but insurace group 16 means I'd never get a realistic quote. Running costs are also going to be crazy for someone working PT to cover.

The good thing with the Fiat GP i was looking at is with only a 1.4 engine, tax isn't that much, and being a small car things like tyres and replacement parts arn't going to cost a bomb.

£400 a year on tax, plus 25mpg means it's not a suitable car for me.

Plus it's an old shape car, with spending a massive amount of money for a 19 year old I would like to have at least the latest shape. Something like THIS seems better value.

 

[TheVoice]

The good thing with the Fiat GP i was looking at is with only a 1.4 engine, tax isn't that much, and being a small car things like tyres and replacement parts arn't going to cost a bomb.

£400 a year on tax, plus 25mpg means it's not a suitable car for me.

Why are you buying a brand new car if you're concerned about the cost of running a car in the first place?

 

[Shimmy]

I'm 19 and also a student (and maybe going on placement next year), however I would not buy an £11k brand new punto. If I wanted to max out my savings I could do the same, but to me it seems like a waste of money. Much better cars can be had for less money on the used market. For instance, I'm thinking of changing to an MX-5 or E36 cab in the new year, restricting myself to £4k.

Also the idea of £11k on the car, and restricting yourself to group 8 insurance seems absurd.

 

[Scania]

I am very good with money, by the time it comes round to ordering (January) I will have £11k in cash saved, plus enough for insurance and to live on etc.

No mate, the fact your 19 makes you think your very good at most things....


Your not that good with money, potentially, your throwing thousands away on depreciation....

Women, beer, drugs & holidays are a lot better value for money.

You have plenty for a decent motor, without a large debt around your neck imo.

Welcome to the forums, watch out for the furry one.

 

[Peerzy]

Why are you buying a brand new car if you're concerned about the cost of running a car in the first place?

Once the outlay has been placed I can enjoy a number of years of hopefully trouble free motoring. If in 5 years time financially I'm not in such a good situation £400 tax and the same on a new set of tyres is going to hit me hard, less we forget petrol.

I'm 19 and also a student (and maybe going on placement next year), however I would not buy an £11k brand new punto. If I wanted to max out my savings I could do the same, but to me it seems like a waste of money. Much better cars can be had for less money on the used market. For instance, I'm thinking of changing to an MX-5 or E36 cab in the new year, restricting myself to £4k.

Also the idea of £11k on the car, and restricting yourself to group 8 insurance seems absurd.

I want something to be realiable, thus why I am restricting myself to a new or nearly new car. I don't want something crazy or super fast, I want it to have 5 doors for praticallity so things like an MX5 although a very nice car are not something I would even consider.

 

[Peerzy]

No mate, the fact your 19 makes you think your very good at most things....


Your not that good with money, potentially, your throwing thousands away on depreciation....

Women, beer, drugs & holidays are a lot better value for money.

You have plenty for a decent motor, without a large debt around your neck.

I do not drink and have not for nearly 12 months and can say I will not start any time soon. I do not smoke nor have I ever used drugs so none of those appeal to me.

Please everyone do be my guest and susgest some cars (AT or PH) and I will seriously consider them.

Thank you everyone for the welcome btw.

 

[TheVoice]

If in 5 years time financially I'm not in such a good situation £400 tax and the same on a new set of tyres is going to hit me hard, less we forget petrol.

If you're in financial trouble in 5 years time, it'll be because you bought a brand-new Punto.

 

[degen]

So you're going to buy a new car, then remap it voiding the warranty? Also you do realise your car will no longer be insurance group 8 after you remap it. Buying a new car is never really a good idea monetary wise (especially a FIAT), never mind with the state the economy is in at the moment.