I'm a little baffled as to what people think great physics means exactly. cars moving = great physics apparently?
For me the car movement isn't great, its not bad but its not great, the interactions, as with so many games, with a tiny little object capable of completely flipping the car over utterly unrealistically happens far to often. Other cars have truly awful AI, from the bridge crossings with utterly random ridiculous lane changes from other cars, sometimes driving into each other, randomly jumping into your path despite nothing infront of them and you bombing along, randomly swerving back and forth. It does it massively more on bridges than anywhere else and would seem to be a bug to me.
For me the taxi system rather ruins the game, why drive almost anywhere when for $20 you can semi instantly get anywhere in the game, it stops there being much need to drive to most places. THen for the times you do need to drive and want a great car, you can't, why because its got the same buggy system where the car you're IN dictates which cars spawn around you, which is utterly useless. Its this damn simply, have a range of cars spawn no matter what car you are in, so without a huge amount of effort you can get a decent car, rather than every mission that requires a fast car having to drive to the same showroom to get a car every single time, and mostly driving the same car throughout 90% of the game.
The story is cliched, done before, and makes little sense "i just want out of this life, i hate killing people, i want to get away from that" "hey ruski type guy, you want to murder a bunch of people for money" "sure" is basically the story line of the whole game. There are some fantastic missions, but they are few and far between, the set pieces are the best missions and theres far FAR to few, and far to many utterly dull drive for ages to kill one irrelevant guy missions. Was the bank one four leaf clover? Missions of that level of detail, length and hard fighting are very few and far between.
THe friendship and girlfriend crap is beyond embarassing and utterly pointless, the game is FAR FAR to easy, I mean pathetically easy, and likewise it takes to long and too much effort to get body armour between missions and the few times I died was when you run into a huge mission without knowing you would be and go in with essentially half your health. Limited range of weapons, nothing to spend money on, no reason for doing what you're doing, irritatingly slow cars, irritatingly stupid AI cars doing stupid crap when you're going max speed that you simply can't account for.
Its a good game, it could easily have been great but lacked a good enough story. Graphically, its poo, soft shadows are crap, and have always been a massive power hog on all cards, waste of power completely. Its far to power intensive for what it offers, its not graphically good enough to be so jerky on top settings, neither is the car ai or physics good enough to warrant needing so much cpu power. Enemy AI in firefights is terrible, they are incredibly easy to kill and do nothing remotely clever, they simply stand behind whatever is next to them and all do the same thing start to finish. Combat should be the best thing in the game and its absurdly easy tbh.
EDIT:- actually the worst thing in the game is caused by the crap car spawning system. You generally want to get a good car before a mission incase it turns out to be a chase mission, like chasing bikes with a crap car is a pain in the ass. So you spend a little time before a mission getting a good car so you don't get screwed, then you start a mission and it turns out you have to use whatever car they are using and all that time was wasted, rinse and repeat through the whole damn game. I don't want to drive around in a crapmobile slowly at any point in the game. That one thing, generally being able to drive around any block for a minute and find a pretty decent car should be the main point in the game. One real spawn point, the show room, for decent cars is retarded, then as soon as you have one no matter where you are in the game sports cars spawn left right and centre, its probably the most frustratingly stupid thing in a game in the last few years.