Idiots trying to claim compensation.

Soldato
Joined
13 Dec 2004
Posts
5,398
Location
Stoke-on-Trent
Last summer, I had a courtesy car from Renault. It was a brand new Clio 1.5 dci IIRC.

I went to stockport to pick something up from a shop that wasn't in stock around here.
At a roundabout I'm second in line..roundabout becomes clear and the car infront moves forward slightly to pull off (I was too close in hindsight).. with it being the first time Id properly driven a diesel, I was loving the fact I could pull off without using the accelerator :o So I did this the instant he started to pull forward. Unfortunately for me he stopped instantly and with me trying to work out where I needed to go (multiple roundabouts) I hit the back of his car.

100% my fault. A really slight contact as he'd only moved forward less than a metre, and I'd not even got on the gas.

The rest goes a little bit like this..

Me : "Really sorry about that I was checking the tomtom out of the corner of my eye and I was concentrating full :o "
Driver : Gets out of car *Holding neck*:rolleyes: "Well Unlucky mate, Im a Police Officer"
":eek:"

We check both vehicles and theres not so much as a scratch on either vehicle, there wouldn't be unless his car was made from cheese.

"I'll just go check my girlfriend, shes pregnant"
"Are you ok Helen, is your neck ok?"
She starts to get out, " Arghh....No...It hurts at the back here"
My face = :confused:at this point

So he comes back over and rings somebody asking whether he should report it or not...

Comes off the phone and tells me that he needs to report this accident as its a police car - (Astra hatchback, not stickered up)

15 mins later police car turns up, takes all my details, breathalyses me and tells me to get on my way, he then tells the driver of the car I hit to go around the corner on a car park.

I rang my insurance straight away and took the car to renault for them to inspect - No damage.

2 Months later I get a phonecall saying that they are making a claim for damage to vehicle and 2 lots of injury :rolleyes:

I told my insurance about the ridiculously slow speed involved, how both cars were checked and we agreed there was no damage, and how renault had confirmed this when I took the courtesy car back to them. I also informed them that the officer had told me that he was off duty (which he had) and that he was travelling aroung with his pregnant girlfriend in the passenger seat.
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Didn't hear anything for months so I rang up the insurance and they told me that no claim had been made and that it had been taken off their system :D

Setting a pretty poor example if you ask me considering he is a police officer!

(This was last June, a thread about people claiming atupid compensation reminded me of this)
 
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He wouldn't have been after your money, he's probably been pensioned off now for life. Its a very common dodge for police officers and people who do it are not popular with their workmates. (Spent an unhealthy amount of time around ex and off duty coppers this Christmas.)
 
My brother had a small head on accident (his fault) in December 2007, 2 cracked bumpers.

We didn't claim for ours. The woman he hit was claiming for a bumper and scratches down the side of her car, and whiplash.

We told the insurers about the low speed and minimal damage to both cars, and complete lack of injury to my brother.

To this date the claim has not been settled. I can only assume our insurers told her to get on her bike for the lot.
 
He wouldn't have been after your money, he's probably been pensioned off now for life. Its a very common dodge for police officers and people who do it are not popular with their workmates. (Spent an unhealthy amount of time around ex and off duty coppers this Christmas.)

How does that work?

It just wound me up that they probably moan about having to go out to minor RTA's and false claims yet he couldn't wait to make a claim.
 
I think the constant adverts about personal injury claims haven’t helped matters imo, it’s almost like someone opened a floodgate and now people are just trying their luck/jumping on the bandwagon, bit like how everyone and their dog seemed to get into property development all of a sudden :D

I myself am awaiting the results of a personal injury claim, but feel that I am entitled to it, as the injuries I sustained after being hit off my bike, will affect me for the rest of my life. If I were in any way responsible for my accident though, I wouldn’t feel comfortable claiming as it would have been my own stupid fault.

The guy in the OP’s story though = tool.

Scort.
 
How does that work?

It just wound me up that they probably moan about having to go out to minor RTA's and false claims yet he couldn't wait to make a claim.

Any kind of back injury is very difficult to prove and coppers have to be physically able. If someone has an accident, no matter how minor they can be taken off duty indefinitely, ultimately resulting in them being given a full pension and being told to naff off.
 
I was on a work day out (football) and I tried an overhead kick and somehow managed to dislocate my right knee cap, rupture my quads and rip like ALC and a few other knee ligaments.

Needed an operation and still need another operation to fully fix it.

First thing everyone said to me was file a complaint against my work (it was 9am, the grass was wet, I just slipped as I went to jump) and try and get some money.

:confused:

I was happy enough with the 3 months paid time off to recover.
 
Any kind of back injury is very difficult to prove and coppers have to be physically able. If someone has an accident, no matter how minor they can be taken off duty indefinitely, ultimately resulting in them being given a full pension and being told to naff off.

Interesting, that really wouldn't suprise me.

I was on a work day out (football) and I tried an overhead kick and somehow managed to dislocate my right knee cap, rupture my quads and rip like ALC and a few other knee ligaments.

Needed an operation and still need another operation to fully fix it.

First thing everyone said to me was file a complaint against my work (it was 9am, the grass was wet, I just slipped as I went to jump) and try and get some money.

:confused:

I was happy enough with the 3 months paid time off to recover.

Its good that you got paid for it! I got injured playing football and needed an op which involved a month off work. My team put a claim in for me and Ive still not heard anything 8 months down the line. Think Im getting around a weeks wages for 4 weeks off. Quite scary thinking about being without 75% of my pay just for a game of football...
 
Its good that you got paid for it! I got injured playing football and needed an op which involved a month off work. My team put a claim in for me and Ive still not heard anything 8 months down the line. Think Im getting around a weeks wages for 4 weeks off. Quite scary thinking about being without 75% of my pay just for a game of football...

Well you should get SSP anyway which isn't much (£85~ iirc) and I'm only part time so my weekly wage was only like £120 so they only had to cough up an extra £35 per week.

Pretty sure I was only suppose to get 6 weeks worth of full pay and then the rest on SSP but I got it all full pay.

Bloody NHS though is another story, first op they messed up so thats why I've gotta have another one but not easy finding a time of the year when I won't need to drive or be very mobile for 2months.
 
The laws on whiplash injury based compensation need serious review. The insurance market is open to so many scams. For example there was controversy about those drivers who would deliberately unwire their break lights to cause this sort of accident.
http://www.manchestereveningnews.co.uk/news/s/1075898_8m_insurance_crash_scam

If that ever happens to me I will ask them to demonstrate their break lights and ring the police if they refuse to do so.
 
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Well you should get SSP anyway which isn't much (£85~ iirc) and I'm only part time so my weekly wage was only like £120 so they only had to cough up an extra £35 per week.

Pretty sure I was only suppose to get 6 weeks worth of full pay and then the rest on SSP but I got it all full pay.

Bloody NHS though is another story, first op they messed up so thats why I've gotta have another one but not easy finding a time of the year when I won't need to drive or be very mobile for 2months.

Private isn't much better, I ended up paying £2500 for a hernia op through the Nuffield because the NHS wouldnt do it. The hernia's gone but I think the mesh they put in has given my other muscles problems. 10 months on and Im still not playing football. :(

Ah yeah I got that too, forgot about that. Should be getting around £300 from the insurance but its been so long now I can't even see them paying up/
 
That's why I also use speed = distance/time. Actually it's not, I do it because I have two eyes. :p

tommo: That is awfully awful chap. I hope you get all your bits sorted sharpish.
 
Idiots.

Work in a claims department, the things you get folk claiming for is ridiculous.

Also the money they try and get is just crazy sometimes! Broken vase - yeah i'll have a years free viewing (totalling to ~ £1000) - haha beat it.
 
Remember a bottle got stuck under my brake pedal, started rolling forwards as a went to grab it, pulled the hand brake a split second too late, and rammed this car at about 0.1mph.

Woman got out the passenger seat saying to her husband 'ooo me necks bad anyway ain't it dear'

"Alrate then love" I replied.

Got back in the car and calmly drove off.
 
Me too - £180 a month on physio for the last 10 months is money I could be spending on car insurance :p

Having no medical insurance for the lose.
 
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