[TW]Fox;13311582 said:What even if you don't have the money, how totally odd. I guess thats how you got the credit rating in the first place, sigh.
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Im not being funny but have you actually read anything i wrote about the money situation as it seems you have not taken it in at all
We can afford it, we can easily borrow from the bank at a good rate as we earn easily enough we would just have to put the house up as security which i refuse to do. The issue is only arisen because the car i borrow to use for work ( her sisters ) is now no longer availiable and we need a car right now, not 6 months down the line when we could buy in cash otherwise i would. The affordability isnt in question, nor is the bad credit a reflection of "reckless spending"