Car Insruance

arbiter · 31 Jan 2009 at 12:21

Hey guys, im 17 just passed and Im picking up a fiat punto today/tomorrow, looking for insurance and just wondering if you have any recommendations for me, ive tried compare the market and a few similar sights but they wants 2.5k plus so im trying other sites. Help much appreciated.

ste_bla · 31 Jan 2009 at 12:28

Add parents as second drivers, do pass plus (some places give a discount which nearly equals 1yr NCB) and try the admiral group if they arent already on that website (admiral, bell, elephant)

Muffin` · 31 Jan 2009 at 12:29

Quinn are good for new drivers too

aproctor · 31 Jan 2009 at 12:34

arbiter said:
Hey guys, im 17 just passed and Im picking up a fiat punto today/tomorrow, looking for insurance and just wondering if you have any recommendations for me, ive tried compare the market and a few similar sights but they wants 2.5k plus so im trying other sites. Help much appreciated.

You bought a car without running any quotes? :rolleyes:

Insurance is going to be pricey though and you would be lucky to get your own policy on anything for less than £1500.

arbiter · 31 Jan 2009 at 12:44

aproctor said:
You bought a car without running any quotes?

i did run a few and cheapest was £1800, and im getting the car really cheap off a friend of my dads. Ok i'll give admiral a try.

Fothsn · 31 Jan 2009 at 13:33

£1800 for a Punto? what model and reg is it?

Burnsy2023 · 31 Jan 2009 at 13:35

Anything below £1500 would be a bargin, so don't expect a £600 or anything.

Alexrose1uk · 31 Jan 2009 at 13:47

Try Churchill. I've been driving for 21 months, but unfortunately only counts as 1 years NCB. They were cheaper for me than everyone else after I tried a few, added both my parents to lower the cost, and they're charging me approx 1.2K for a 1.8 Ford Focus zetec collection this year, the others wanted about £1.6k so might work for you too.

Unfortunately young guys are charged an arm and a leg because of boy racers and the insurance companies know they can get away with it!

Peño · 31 Jan 2009 at 14:27

Direct Line gave me the cheapest quote.

I'd also recommend NOT to use comparison sites and request quotes directly from the insurers as you can set your own excess etc.

As Burnsy2023 said, anything under £1,500 for Fully Comprehensive cover in your own name will be a result.

Fothsn · 31 Jan 2009 at 14:30

Wouldn’t third party theft and fire be more appropriate for a Fiat Punto? Unless it’s the new model/car, can usually knock a lot off insurance.

arbiter · 31 Jan 2009 at 14:31

N reg punto. £1800 is with churchill on my own without added drivers, and thats the cheapest, everywhere else wants over 2K

arbiter · 31 Jan 2009 at 14:32

Fothsn said:
Wouldn’t third party theft and fire be more appropriate for a Fiat Punto? Unless it’s the new model/car, can usually knock a lot off insurance.

nope its either more expensive or ten pound cheaper, so not worth it at all.

arbiter · 31 Jan 2009 at 14:34

well the idea of the thread was just to get a few names of companies really, tried the admiral group and they wouldnt insure me

Fothsn · 31 Jan 2009 at 14:34

Really? More expensive :eek:

I presumed it would be a lot lower, shows how much I know!

Do you know what insurance group the Punto falls under?

Peerzy · 31 Jan 2009 at 14:35

Find your cheapest quote (with parents added and in a decent-ish post code it should come to about £1300-£1800) and then join Fiat Forum (Google for it) go to the insurance section and theres a deal where you phone up, tell them (Adrian Flux I think it is but can't remember the exact company) and they will beat your best quote by at least 10%.

arbiter · 31 Jan 2009 at 14:40

Thanks peerzy, will give that a try.