finance for mon + 360 together

agnes · 4 Feb 2009 at 15:22

alright guys,

quick question, looking at getting a new 24" samsung monitor + a xbox 360 premium under finance. no questions as to why under finance please

anyone know where would do that?

ags

Anewbe4u · 4 Feb 2009 at 15:26

Argos?

antijoke · 4 Feb 2009 at 15:26

Any electrical outlet?

Skiddley · 4 Feb 2009 at 15:27

Credit Card or arraged Overdraft.

ruffneck · 4 Feb 2009 at 15:27

err OCUK?

agnes · 4 Feb 2009 at 15:28

may as well explain, someone i know has buggered there credit rating up and is in need of a slow and progressive way to get them back on track. i have suggested a cheap finance which wont blow the bank every month on repayments but will help with their credit rating.

i would have gone to OCUK but they are out of stock on the 360's

didnt know argos offered finance :S

ags

antijoke · 4 Feb 2009 at 15:30

'somone' eh?

Fothsn · 4 Feb 2009 at 15:34

I personally wouldn’t buy something this small in value on finance, can you not save up for a few weeks?

Anyway, every major retailer does finance Argos, Comet, Currys etc... They all do it.

/Edit, didn’t see your explanation sorry!

Seems okay if it’s to get back on track..

johns-andy · 4 Feb 2009 at 15:35

argos do buy now pay 6months.
i did it with something i bought. just payed 100 or so a month

Hxc · 4 Feb 2009 at 15:35

I'd say being responsible on a credit card for general use (regardless of rate) would probably be better than buying things you don't need on finance.

Energize · 4 Feb 2009 at 15:35

If someone has a bad credit rating, good luck in getting finance. Your best bet is zopa tbh.

Hatter The Mad · 4 Feb 2009 at 15:37

Energize said:
If someone has a bad credit rating, good luck in getting finance. Your best bet is zopa tbh.

Seen as though Zopa won't lend to people with a credit rating of less than B, and C only in certain circumstances, I doubt it is a good bet.

HarryPainful · 4 Feb 2009 at 15:41

Energize said:
If someone has a bad credit rating, good luck in getting finance.

Exactly.

I would say forget it at the moment unless you get some silly APR credit card of loan (shark).

You will end up paying about 50% on top of the price if you get it this way.

Glaucus · 4 Feb 2009 at 15:42

do ocuk still do 12monhs free interest? although there is a £40 fee.

Yes they do, 6 or 12 months. No interest as long as it's payed in full.

agnes · 4 Feb 2009 at 15:44

hmmm, good advice guys. no its not me, a member of family who is trying to sort her life out as she wants to move out pretty soon.

she wants to buy the above items anyway as she has been wanting them for a while, so thought it would be a good oppertunity anyway

ags

p.s. im off for now, back to work ^^

Energize · 4 Feb 2009 at 15:47

Hatter The Mad said:
Seen as though Zopa won't lend to people with a credit rating of less than B, and C only in certain circumstances, I doubt it is a good bet.

Marketplace...

Participant · 4 Feb 2009 at 15:57

I'm broke
I have a bad credit rating
I still live with my parents
I'm starting out in the world...

I KNOW

I'll buy a TV and a console on credit!!

Sinque · 4 Feb 2009 at 16:02

Sell your computer.

Knubje · 4 Feb 2009 at 16:03

Robbie G said:
I'm broke
I have a bad credit rating
I still live with my parents
I'm starting out in the world...

I KNOW

I'll buy a TV and a console on credit!!

Sure you don't want a brand new car on finance too? You will need it to get to your job, hell it will practically pay for itself. Don't worry about the devaluation, it's only someone else's borrowed money you are ****ing up a wall

agnes · 4 Feb 2009 at 16:06

lol, muppets, should have expected a bunch of childish tarts replying. oh well

and no, she is not selling my pc, i sold it for extra cash before xmas to get pressies!

chris