Fat Chav Insurance Claim

rayer · 1 Mar 2009 at 10:04

Check out this report, you can tell the guy is slightly annoyed

http://uk.news.yahoo.com/5/20090219/tuk-fat-chav-insurance-claim-form-leaked-45dbed5.html

Cosimo · 1 Mar 2009 at 10:07

I see.

mattyprice4004 · 1 Mar 2009 at 10:13

Ben M · 1 Mar 2009 at 10:13

haha the guy who drew those cartoons and wrote the report is such a legend.

The Funktopus · 1 Mar 2009 at 10:13

A mate of mine was involved in a similar incident a few years ago. A woman in front of him at a roundabout driving a Peugeot 205 began to pull away, but for inexplicable reasons, stopped despite the lack of oncoming traffic. My mate, assuming she had gone started moving off himself, looking right to check for oncoming cars when he litterally "tapped" her rear bumper. Damage on both cars was next to none existant. His car had a few scratches, her car had a cracked licence plate. Her neck didn't hurt either until her mates showed up and mentioned "whiplash" and "getting minted off the insurance". :mad:

Heliospherez · 1 Mar 2009 at 10:14

And this is 'NEWS' in the great UK these days.

At the end of the day - he hit her car. He wasn't paying attention, hadn't left sufficient stopping distance, and she can claim all she wants as it was his fault - not hers.

What would he be saying if it was his wife that had stalled and been rear-ended ? Judging by the maturity of his complaint letter, he too would probably looking for a payout.

rayer · 1 Mar 2009 at 10:23

divosuk said:
And this is 'NEWS' in the great UK these days.

At the end of the day - he hit her car. He wasn't paying attention, hadn't left sufficient stopping distance, and she can claim all she wants as it was his fault - not hers.

What would he be saying if it was his wife that had stalled and been rear-ended ? Judging by the maturity of his complaint letter, he too would probably looking for a payout.

mmmmmmmmmmmm, are you large, female, out of work and have a 'bad neck'

Ben M · 1 Mar 2009 at 10:26

divosuk said:
At the end of the day - he hit her car. He wasn't paying attention, hadn't left sufficient stopping distance, and she can claim all she wants as it was his fault - not hers.

So lying to the insurance company to get money is okay then? It's people like her that drive up my insurance premium, because they are a freeloading waste of space.

A similar thing happened to a guy who works for my dad, he was in low speed in a car park in a van, and knocked off a lady's wing mirror. She claimed damages because her son was wetting the bed as a result, claimed she had whiplash etc. etc...

Rainmaker · 1 Mar 2009 at 10:27

Ben M said:
So lying to the insurance company to get money is okay then? It's people like her that drive up my insurance premium,

Not people who drive into the back of other cars because they failed to maintain an adequate distance and observation, then?

But yes, I agree, freeloaders who lie for compensation just because they can, suck.

Ben M · 1 Mar 2009 at 10:29

Rainmaker said:
Not people who drive into the back of other cars because they failed to maintain an adequate distance and observation, then? But yes, I agree, freeloaders who lie for compensation just because they can, suck.

Okay, dive it up unnecessarily then

In this case there was little damage anyway, so it should have cost the insurance company next to nothing.

Heliospherez · 1 Mar 2009 at 10:32

Ben M said:
So lying to the insurance company to get money is okay then? It's people like her that drive up my insurance premium, because they are a freeloading waste of space.

A similar thing happened to a guy who works for my dad, he was in low speed in a car park in a van, and knocked off a lady's wing mirror. She claimed damages because her son was wetting the bed as a result, claimed she had whiplash etc. etc...

Thats his version of event though. You weren't there. Neither was you dad.
How do you know he just knocked her mirror off ? Was he being that careless that he didn't even see it by any chance ?

Ben M · 1 Mar 2009 at 10:33

divosuk said:
Thats his version of event though. You weren't there. Neither was you dad.

No, we weren't, but I am much more inclined to believe him than a woman who wants money because her child allegedly wets the bed

Redrum · 1 Mar 2009 at 10:34

divosuk said:
she can claim all she wants as it was his fault - not hers.

He doesn't deny liability for the accident. Looking at his report, he has clearly shown himself to be at fault. Saying that when someone lightly taps your car in an accident means you "can claim all you want" is utterly ludicrous and I dare say that if this was the rule you would be joining in with the uproar about the 10k insurance policies that would be the result.

At the end of the day, every false claim that someone makes adds a little bit more to your premium at the next renewal, along with everyone elses.

Nodiggidy123 · 1 Mar 2009 at 10:39

the problem is there is far to much money to be made from a whiplash claim. even if you are not badly hurt.

a few years ago i was involved in a car accident where i was stationary in the road indicating to turn whilst the lady driver in the jeep behind was not paying attention and went straight in the back of my car at about 40mph

i suffered a bit of stiffness for about a week which i reported to my insurer. a couple of months later i saw a specialist and was completely honest to him. still got £1500 for my troubles tho.

Heliospherez · 1 Mar 2009 at 11:04

Some years ago, my wife was waiting to turn right. Some 19 year old boy racer hit her at considerable speed. She was badly hurt and approx £1500 worth of damage to our car. Wife was off work for 2 weeks, and had considerable neck/back pain afterwards. It was also a whole hassle getting the car sorted and it was never the same motor again.

Boy Racer turns round and states she wasn't indicating and had braked suddenly (even though she had been stationary for at least a minute before he hit, and there was enough room for him to pass on her left).

Luckily, there were a lot of witnesses and the police ended up charging him with reckless driving (as it turns out he was actually checking out some girl walking on the pavement and hadn't even attempted to brake)

Now I'm sure this little pip squeak is still telling his parents/mates etc that it was my missus that caused him all that hassle. Judging by his joking temperament and his laddish pranks at the scene when I arrived - he seemed oblivious to the damage he had caused.

But that's just one story in millions these days - and yes we did claim for whiplash in this case.

Ben M · 1 Mar 2009 at 11:06

divosuk said:
But that's just one story in millions these days - and yes we did claim for whiplash in this case.

Did your wife have whiplash?

blix · 1 Mar 2009 at 11:09

Ass whiplash?

"andy" · 1 Mar 2009 at 12:22

Ben M said:
Did your wife have whiplash?

did you even bother reading the first 4 sections of his post ?

guy i crashed into claimed huge amounts of loss of earnings

his van hardly had a mark on it

bad times

dowie · 1 Mar 2009 at 12:31

divosuk said:
At the end of the day - he hit her car. He wasn't paying attention, hadn't left sufficient stopping distance, and she can claim all she wants as it was his fault - not hers.

No she can't claim all she wants - especially not made up injuries - if he had damaged her car then fair enough his insurance company needs to pay for the repairs and any injuries suffered as it was his fault but given that there was no damage to either car I find it very hard to believe that the woman was suffering from whiplash.

Swordfish · 1 Mar 2009 at 12:35

divosuk said:
And this is 'NEWS' in the great UK these days.

At the end of the day - he hit her car. He wasn't paying attention, hadn't left sufficient stopping distance, and she can claim all she wants as it was his fault - not hers.

What would he be saying if it was his wife that had stalled and been rear-ended ? Judging by the maturity of his complaint letter, he too would probably looking for a payout.

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