where do you stand with cancelling insurances?

helpimcrap

helpimcrap

helpimcrap

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Joined
13 Jan 2004
Posts
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Location
Leicestershire
i've got payment protection active on credit cards and i've tried to cancel one which was hard - much harder than it should be.
another needs a medical certificate as does job centre.
if i don't send one in does that cancel it without contacting them?
reason being i don't want loads of charges.
 
No offense but that doesn't make any sense. If you are talking about cancelling payment protection insurance then you should be able to cancel at any point unless you are claiming on it. Most of these work on a monthly basis and the cost depends on the card balance. If they dont make it easy for you to cancel I'm fairly certain they can get into trouble with the FSA.

If you mean something else then you'll need to clarify it.
 
oh sorry, see what you mean about the translation.

payment protection IS active at moment and as i'm doing 16hrs a week i want to cancel the claims but not the insurance.

i just don't want to put myself in debt over it.
 
Sorry, but that still doesn't make sense to me. You're currently claiming off of your payment protectiom insurance. You don't want to claim anymore, but still want to be 'insured' ? What's the point in that? Also, why would claiming off your insurance put you in debt?
 
fini said:
Sorry, but that still doesn't make sense to me. You're currently claiming off of your payment protectiom insurance. You don't want to claim anymore, but still want to be 'insured' ? What's the point in that? Also, why would claiming off your insurance put you in debt?
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er i don't follow. i want to end my claim but not the cover. like having a car crash. you don't cancel the cover but you end the claim at some point.

i'm worried that money given to me falsely would put me in debt so i want to nip it in the bud now rather than in a few weeks time.
 
mattheman said:
so you have PPS and you are paying a monthly charge, but dont want to claim on it?
Click to expand...

pps?

but in essence exactly what you've said. i want to cancel the claim as i am now working so no longer eligable for payment protection.
i have claimed but want to end the claim. it was for my accident so medical and depends on sick notes.
 
helpimcrap said:
pps?

but in essence exactly what you've said. i want to cancel the claim as i am now working so no longer eligable for payment protection.
i have claimed but want to end the claim. it was for my accident so medical and depends on sick notes.
Click to expand...

question how many years do they pay? is it near the same amount as your wage? if so why dont you carry on getting it and do a bit of study.
 
God i understood what the chap ment once i read it once.

Dont blame him for wanting to cancel it. ins companys are just a scam aswell.

How is life these Days Mr Helpimcrap?
 
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