Debt collectors are coming to my home...!

I've had cards like those posted it looks hand posted but infact it isn't. I have debt collectors phoning my neighbours and asking who lives in my house. As I live in a rented property I get a lot of these for about 3 different people. I just keep my tenancy agreement to hand they are welcome to phone the landlord.
 
M31 said:
You are going to see all manner of posts on here from un-qualified people
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Jesus H. Ain't that the truth.

Hope it all gets sorted SW. I've nothing to add to some already excellent advice. Well, maybe "don't feed the troll" ;)

Ant :cool:
 
had this before, if they come round and give you jip even when you show them you're not him then just pull out your mobile and dial the police. we had the same issue when we moved in and the guy started acting threatening, called police and said there was a guy here demanding money from me and threatening me as well and they where all "we'll have someone on the way", having it on speaker is a bonus too.
If they are in a car, get the plate too.

if all else fails you could kill them with fire tho.
 
I've had them from various people and different companies weekly for five years. I've stopped sending the letters back about a year ago. Nobody has ever been to my property despite the threats though.
 
weve had over 30 letters from debt collectors for previous tennants since july when we moved in. court summons, couple of k debt, repossession notices, all sorts

not seen one debt collector yet...
 
Calling the police might not directly help, but note that the bailiffs CANNOT force entry to your property without a warrant, that they must get from the police. If you call the police first, they will be more reluctant to offer that warrant and that will give you chance to explain before you end up with a break-in and stuff getting taken. Also, make sure to secure everything. Although bailiffs are not allowed to break in on their own, they ARE allowed entry through an open window or an unlocked door.

My Aunt very recently got a letter exactly the same as this. She contacted the police, and while the police said "it's not their business - it's a civil matter", she asked them to look into it before issuing a warrant to the bailiffs, and also to check up on the person in question on fraud, as giving out another person's address details IS a legal matter, and THEN the police can get involved. Suffice to say, the person in question was arrested, and nothing else has come of it.
 
bledd. said:
what does that have to do with this thread?
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It means if you get attacked by angy debt collectors who dont have a court summons/right of entry then you should protect yourself. Not necessarily a harpoon but something. Mate had 'trusty rusty' sand iron and i have 'Wilson' (Putter)
 
Shotgun_ned said:
Close all your windows as well. Apparently bailiffs are allowed to enter properties via non forceful ways, and that includes going through an open window.
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They can only do this AFTER you have originally let them in once. They cannot just enter the first time.
As has been said. If they do show up, show them ID/Documents to state who you are and that you live there now not the other guy. Do not let them in under any circumstances, you can speak to them through the letter box if needed.
 
Origin said:
They can only do this AFTER you have originally let them in once. They cannot just enter the first time.
As has been said. If they do show up, show them ID/Documents to state who you are and that you live there now not the other guy. Do not let them in under any circumstances, you can speak to them through the letter box if needed.
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Here's a question, why should you not let them in?
If you owe them no money surely it means it is theft if they take any of your items, and as such can be arrested by the police for that?
 
Once I was having a lie-in at an old boyfriend's house while he was at work (was still a student then), and a letter dropped through the door much like the one the OP got.

I read it, thought "hrrmm" and fired off an email to the boyfriend just to let him know.

Half an hour or so later a big bloke dressed in black (frosted glass, couldn't tell anything else) was at the door, knocking. Persistently. I turned the telly off and laid a bit low and hope he'd go away... He did, but then came back again after another half hour... By then I'd phoned up the BF and whispered to him to get on MSN, NOW (didn't want to be heard talking), started panicking and I think he rang up the given number ASAP, still took a while for the bailiff to go away, though.

Really quite scary. He knew I was in there.
 
bledd. said:
again, has nothing to do with debt collectors..?

and they don't attack you either
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So if you opened the door and they said they were debt collectors, then asked to come in then you said no, they wouldnt push the door open, push you out the way and come in anyway?

Ive heard some quite violent stories about debt collectors
 
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mattyj1085 said:
So if you opened the door and they said they were debt collectors, then asked to come in then you said no, they wouldnt push the door open, push you out the way and come in anyway?

Ive heard some quite violent stories about debt collectors
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That's called forecful entry and tresspassing.
 
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