Just splt up with the wife... need advice!

Joebob

Joebob

Joebob

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Joined
27 Sep 2005
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Burbage, Hinckley
Me and the wife have seperated and things are going to be tough financially.

My wife doesn't work at the minute and we have two kids, one 19 (student) and one 5. I have told her I will still pay the mortgage and essential bills etc. I need to know if there are any benefits which will help her out being as though she is now essentially classed as a lone parent.

If anyone can help with advice etc it would be very much appreciated.
 
I'm sure she will qualify for a good amount with the 5 year old, doubt the 19 year old will get anything.

Give us the goss, catch her cheating?
 
get it in writing from her everything you pay. A mate got done for thousands as he did not have a record f what he gave his ex and then CSA raped him.

Apart from that good luck.
 
single mum with a young kid!!! i work with 2 of them, they bank more than i do (i'm the manager) and they only work 2 days a week!!!

If she knows what she's doing she can get loads!!
 
She'll qulify for Child Tax credits for the 5 year old which is about £220/month if she has no income.
Job seekers allowence at £400/month will also be there for her.
Child benefit at £80/month is a given.

If she's in her own place, she'll get most, if not all of the rent paid and will get full relief on council tax.

The 19 year old who is in full time education will qualify her for some extra benefits. Couldn't tell you what though.

My advice to you is to book an appointment with the CAB and go through their benefits assesement service. That will tell you what she can and cannot claim. Way more halpful that talking to the DWP directly.
 
get her down to the benefits office with a couple of pens.
there is things she can get, from housing benefit to council tax benefit and plenty of other things.

sort things out in an agreement between the 2 of you, get it signed off as agreed before she goes to whatever the CSA now is.
 
Getting things in writing is absolutely vital, no matter how good the relationship is now, it's best if you both know how things stand, financially and legally. Sooner the better
 
Sounds like it ended well, if there is such an end...or you are helping her in the hope you get back together...or you are just pretending and want some extra cash.
 
Kami said:
Will you be living under the same roof mate? think this might effect a lot of the benefits if you are.
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Nope - staying with my folks until I can find somewhere. Never thought I would be here again at 37!!!
mcast123 said:
I'm sure she will qualify for a good amount with the 5 year old, doubt the 19 year old will get anything.

Give us the goss, catch her cheating?
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Sorry, not going into details.
paulh said:
single mum with a young kid!!! i work with 2 of them, they bank more than i do (i'm the manager) and they only work 2 days a week!!!

If she knows what she's doing she can get loads!!
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These other single mums are probably getting everything they can from the fathers - they are entitled to a whopping 65% of all assets and then 65% of fathers take home pay until the child/children are 16.

Makes you realise why the 'Fathers for Justice' guys do those protests.
ic1male said:
Sorry to hear about this, Joebob. You seem like a decent bloke.
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I am a decent bloke, very decent... lovely infact - my wife didn't see this though :p
 
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FrostedNipple said:
Sounds like it ended well, if there is such an end...or you are helping her in the hope you get back together...or you are just pretending and want some extra cash.
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It's all very amicable. I'm looking to help her as much as possible as she is a great mum and the kids need stability.
 
I hope that the split stays friendly but divorces tend to turn ugly fast, so make sure you record what you do pay. The CSA would take 15% of your pay after tax and NI for the 1st child plus an extra 5% per child after the 1st, you may still be liable for your oldest if he is in full time education (maybe not as he's past 18). So don't over support her in fear of what the CSA may take and bear in mind that you paying the morgage is probably most of what your child support payment may be.
Your ex-partner could apply for ancillery relief (CSA for wives) I do not know how much this can be, it would be done in court.
Ultimatly in divorce you will come to a financial settlement and clean break order which will decide where the cash and any pensions from the marrige will go, once a soliciter gets involved it gets ugly as they tend to push their client into going for as much as possible, which upsets the other side.

Good luck and hope things go well for you.


I'm a single parent and there's non of that 65%^^ stuff - indeed in financial clean break the primary earner will take most of the cash, unless you're a millionaire in which case it'll be 50/50.
 
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they are entitled to a whopping 65% of all assets and then 65% of fathers take home pay until the child/children are 16.
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Unless things have changed dramatically since I got divorced, that's way out - it was 15% of your pay for the first child when I had my agreement drawn up.
 
The best piece of advice I can offer is don't look for advice on an internet forum :( You will get so much contradictory (and wrong) information that it will screw with your head.
 
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