Anyone 'suspended' an insurance policy?
- Thread starter [TW]Fox
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Associate
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So im not an idiot, coz your clearly negotiating.
Soldato
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Can you not just ask them to save the renewal quote for the six weeks?
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Associate
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heard ya the first time 
Soldato
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I tried to suspend my policy for a few months whilst the car was off the road but they didn't let me
Really?
I've done it before with mine, and I used to pay monthly.
If you suspend it, it should be taken off the Database surely?
If so, make sure you SORN it.
http://www.pistonheads.com/GASSING/...0&nmt=RE: Time Up for Uninsured Drivers&mid=0
If so, make sure you SORN it.
http://www.pistonheads.com/GASSING/...0&nmt=RE: Time Up for Uninsured Drivers&mid=0
[TW]Fox;13949741 said:
The expiry date does not change. You are reimbursed for the days that you do not use the policy. The NCB also counts for the year providing you add a car to the policy before it expires.
Might be different elsewhere but thoroughly impressed with Elephant. First time I have felt like my policy has offered me something in return or went my way!
Associate
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The vast majority of companies won't honour the quote after 30 days. When you go on to the confusedthemarket.com websites you can't put a start date in greater than 30 days into the future either.
Whilst I see the logic of what you want to do Fox, I'd still be a bit wary of having it un-insured.
Sods law dictates that random fires (be it in the vehicle or, the building its stored in) will only occur when its not covered!
I know its a hell of a long shot, but surely you'd be kicking yourself if the unthinkable did happen and your pride & joy was reduced to a smouldering wreck?
You know as well as I the chances are slim in the extreme, but, as I say, sods law........
Sods law dictates that random fires (be it in the vehicle or, the building its stored in) will only occur when its not covered!
I know its a hell of a long shot, but surely you'd be kicking yourself if the unthinkable did happen and your pride & joy was reduced to a smouldering wreck?
You know as well as I the chances are slim in the extreme, but, as I say, sods law........
last reported was in '92 when an essex lad hijacked a derv, rumour has it within his first mile of getaway the chassis was already twisted beyond repair from the insane torque levels.
he crashed and burned within the second mile.
no one has dared to approach one since
Soldato
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Makes me glad my old banger is a derv thenlast reported was in '92 when an essex lad hijacked a derv, rumour has it within his first mile of getaway the chassis was already twisted beyond repair from the insane torque levels.
he crashed and burned within the second mile.
no one has dared to approach one since
Strange the person on the phone didnt seem to know about it, when I phoned Bell to enquire about what to do when my car finally gets written off, the guy was fiarly clued up. Because my car is fully road worthy, yet will be written off by the insurers as they wont fund the damage as its twice the value of the car, there will be a time when my insurance will be voided along with my MOT and ill have to get new ones. The guy on the phone explained its just as simple as calling them up, suspending the insurance, then writing off the car, getting a new MOT and then calling them back up to unsuspend the insurance and it would carry on from that point. I wouldnt loose any NCB and my policy would just be extended by the amount of time it was suspended. This was looking at only being suspended for a week or 2 mind, not 7.
