Living on your own - what's it like?

Jez said:
Where, Rossi? The base accommodation cost would have to be very very low on £15k. Might be doable in some area's, though.
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I manage to do it and I don't think im paying "very very low" accommodation costs. It's not really a struggle either :)

You could live somewhere thats £600ish/month off £15k/year and still eat/go out, very doable
 
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CDj-Rossi said:
Do people think you could live alone on £15k a year?

What sort of minimum salary would people consider moving out on? (I know this is kinda vague, just want to know peoples take on it)
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It depends on many factors. I live on my own on £13.5K, but I live in a very cheap town and my mortgage is only £250 a month. I don't need a car, either. I live well enough on that, but it would be a different story if I had a car or paid a normal amount for mortgage/rent.
 
tsinc80697 said:
edit:

I manage to do it and I don't think im paying "very very low" accommodation costs. It's not really a struggle either :)

You could live somewhere thats £600ish/month off £15k/year and still eat/go out, very doable
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How? £600/month base cost. £100pm council tax, £150 utilities, £200 supermarket.

Thats £1050 already before you have even started with a car, or have left the house. Thats more than £15000/year nets in total!
 
tsinc80697 said:
edit:

I manage to do it and I don't think im paying "very very low" accommodation costs. It's not really a struggle either :)

You could live somewhere thats £600ish/month off £15k/year and still eat/go out, very doable
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i'm earning five figures more than that, paying 600/month rent, and i'm stopping living alone because it's too expensive and preventing me doing things with my life that i want to.
 
Jez said:
:confused: For what? Utilities?
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Rent (or mortgage, as appropriate), mostly. Even if you live somewhere slightly smaller, a place large enough for two people doesn't cost twice as much as one large enough for one, ditto 3, 4, etc. Add in the savings for utilities, council tax, etc. and it all adds up.
 
You replied with no reference to anything saying 2-300 per month? I didnt understand what you were saying. I cannot imagine even the base rental/mortgage (non inclusive of anything else) of anywhere even in the north could possibly be that low unless you had massive equity already.
 
I would love to live by myself, and hell I'm not quite sure why I don't to be honest.

Would need a big garden mind, but yeah I'd much prefer living by myself.
 
PaulyD said:
Yep High Wycombe is a bit naff for the nightlife ain't it?

Lived here all my life as well :(

My missus lives in Basingstoke so think that might just be my ticket out of here.... :D
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The day I consider Basingstoke an upgrade is the day I end myself.

Id hate to live on my own. 3 people is perfect imo, Im 22 and moved out when I was 18.
 
Jez said:
You replied with no reference to anything saying 2-300 per month? I didnt understand what you were saying. I cannot imagine even the base rental/mortgage (non inclusive of anything else) of anywhere even in the north could possibly be that low unless you had massive equity already.
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Rent around here is about £450-£500 a month for a terraced house, £600 for a 4 bed house. you can get a flat for £350-£400. The figure comes from splitting the rent two or three ways vs. paying it all yourself.

It's only a rough estimate based on the difference it made when I shifted from renting with a friend to buying my own place, but that was 7 years ago - things may have changed since then.

Either way you're talking about a significant sum of money for living alone over sharing.
 
Living alone is obviously more expensive, but I love it!

I get to come and go as I please, don't have to worry about letting anyone know when I'll be back in or where I've been. If the place is untidy it's entirely down to me, I don't have to wash up anyone elses dishes, hoover up their mess, tidy their crap away etc.
 
eidolon, for some reason i always assumed you lived with a girlfriend/wife and had done for years.

No point me posting that really but its funny how the internet leads to assumptions :)
 
Liberating but equally depressive. If you live on your own, it's probably best that you either have a very active social network, or you have a complete aversion to people.
 
CDj-Rossi said:
Do people think you could live alone on £15k a year?

What sort of minimum salary would people consider moving out on? (I know this is kinda vague, just want to know peoples take on it)
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I know a lad who works part time and has managed to move into a tiny flat with 3 other lads. He's on about £6k a year, though tax free as he's still a student.
However housing is fairly cheap around here. His rent with utilities, split between 3 lads is £350 odd a month.

It varys up and down the country. I'd always say houseshare though, it's so much cheaper, I wouldn't want to live alone unless i was raking the cash in. Expendable incomes important to me though, social lives cost money, beer money, coffee money, pool money, if i didn't have that i wouldn't be happy.
 
I get around said:
He's on about £6k a year, though tax free as he's still a student.
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I know this is irrelevant to this thread, but bugger me this always annoys me. Students are not exempt from income tax! :p The reason he pays no tax is because the personal allowance for every single person below the age of 65 is £6475 per year.
 
I'm kind of in the same boat.. but a bit further down the line.. always lived with someone.. moved out of parents into flat with g/f when I was 17, got engaged.. got married.. now.. 12 years down the line.. we've seperated and for the first time in my life I'm living on my own.

It's a bit of a weird experience.. not helped by the fact that I haven't got my own transport right now, and living in a village without decent links doesn't help.. however.. all said and done, I'm seeing more of my friends and family than I have done in a long while, don't seem to be spending as much as I was when living with my wife. Have found an easier and cheaper way of getting to and from work which doesn't rely on me having to get myself to the station 3 miles away without a car on single track country roads.. and generally loving the fact that I can do what I want, when I want, without worrying about how my actions affect others..

I have felt lonely.. but when you do you call someone up, or go out.. or do something.. it's not easy.. and my situation is a bit different cos I have the whole end of marriage stuff to deal with.. but in regards to the living on your own... well I'm loving it.

Can't really say much on the whole bill's side of thing.. cos that hasn't changed at all.. money still goes into account.. and bills come out.. haven't got quite as much to spend on myself now... but haven't really needed much yet.
 
Jez said:
I know this is irrelevant to this thread, but bugger me this always annoys me. Students are not exempt from income tax! :p The reason he pays no tax is because the personal allowance for every single person below the age of 65 is £6475 per year.
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I presumed he meant council tax?

edit: reading again, maybe not
 
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