Heres an idea for the young drivers
- Thread starter ajstan
- Start date
Nah mug janesy, take his car change the plates sell it for cheap. Or burgle janesy's house for the TV.
No, me mug you.
Sounds good to me babe.
I'm afraid I don't really care about fronting either. I don't do it at the moment, even though i'm a named driver, but I wouldn't feel guilty about doing it if it was significantly cheaper.
It's the insurance companies' fault anyway. Just because someone is a teenager doesn't mean they will have an accident - sweeping generalisations like that aren't acceptable anywhere else in society, so I don't see why they should be allowed here.
Just like you don't like paying for someone else to front, i'm sure a lot of decent, careful, honest young drivers don't like being tarred with the same brush as the irresponsible chavs.
It's the insurance companies' fault anyway. Just because someone is a teenager doesn't mean they will have an accident - sweeping generalisations like that aren't acceptable anywhere else in society, so I don't see why they should be allowed here.
Just like you don't like paying for someone else to front, i'm sure a lot of decent, careful, honest young drivers don't like being tarred with the same brush as the irresponsible chavs.
Unfortunately, the world of Insurance (an a lot of other things) revolves around sweeping generalisations, so I suggest you re-evaluate your opinions on society.
Of course, they could always employ 10 time more staff to individually assess every situation of every customer.... but then who do you think would cover the additional cost of that?
Maybe they should try a "whites only insurance"? I'm sure that would get nipped in the bud very quickly, and rightly so.
I admit, young drivers are more likely to have an accident. But there needs to be a better way than pricing most new teen drivers out of owning a car without resorting to fronting.
Everybody has to start somewhere, and a lot of people at that age don't have a thousand or so to chuck at insurance.
It makes sense to me.
Most young drivers have tin cans 1.2s/1.4s therefore most of the crashes involve these cars.
Not many young drivers have bigger engined cars therefore not as many accidents involving those cars.
It's absolutely ridiculous (as car insurance is most of the time based purely on facts and not sense/wisdom) but that's the way it is.
Most young drivers have tin cans 1.2s/1.4s therefore most of the crashes involve these cars.
Not many young drivers have bigger engined cars therefore not as many accidents involving those cars.
It's absolutely ridiculous (as car insurance is most of the time based purely on facts and not sense/wisdom) but that's the way it is.
I'd like a 3 bed detached house in the country, but they tend to start at £300,000.
Therefore, rather than SAVING
- I just think they should be cheaper. I mean seriously - some people just don't have £300,000 or so to chuck at a house.I understand the logic behind charging more. But a young driver crashing a 1.2 at 100mph or a 2.5 liter twin turbo at 130 mph or whatever, whats the difference, theres still most likely going to be deaths or horrendus damage? The same amount of damage can easily be caused tbh.
It's more about charging relative to the chance of an accident, than charging in accordance with scaleable resultant costs of an accident.
Still I know that my friends step-dad whos what 37? but is possibly the worst driver, been banned 3-4 times, loads of speeding fines, crashes everything, even drunk driving ban. Yet has his licence back and is insured on a Subaru impretza wrx for £600 ish. lol.
On my W reg Fiesta 1.25 got insured for £2600 for the first year this was by myself with Lloyds TSB, id say try Bell.com or even Virgin car insurance there not bad at all.
But now 3yrs on with 2yrs no claims im getting insured for £530
But now 3yrs on with 2yrs no claims im getting insured for £530
I'd like a 3 bed detached house in the country, but they tend to start at £300,000.
Therefore, rather than SAVING
Well you can get houses for a lot cheaper than that, it's not like they start at £300K. Car insurance for young drivers starts at expensive, and goes upwards from there.
Poor analogy 2/10.
