Car Insurance Fail

therealnerd2 · 4 Jul 2009 at 00:12

Not the most interesting thread in the world - but I just discovered reclassifying my occupation as a "Computer Programmer" and not a "Software Engineer" saves me £50 on a £600 premium!

Ridiculous! As far as I can see all jobs with the word "engineer" in them are inherently risky!

mrk · 4 Jul 2009 at 00:14

My new job title is engineer but damned if I'm changing it considering when I'm out on location I go by plane and not car!

-Ad- · 4 Jul 2009 at 00:19

Just 'engineer' worked best for me, any type of engineer increased my premium by about £20.

Weird.

Rich1988 · 4 Jul 2009 at 00:21

computer technican rather than computer engineer makes almost a hundred pound difference on an £870 policy!

Puppetmaster · 4 Jul 2009 at 00:37

i saved £100 on a now £600 policy by changing from shop worker (or something) to computer technician which is pretty handy

Cemetery · 4 Jul 2009 at 08:20

This can be pretty handy

http://www.moneysavingexpert.com/insurance/car-insurance-job-picker/

I am a software tester which normally ends up as computer analyst...changing analyst to engineer actually drops the price for me

Getting ready for the next set of insurance.

ajstan · 4 Jul 2009 at 10:11

my insurance went from £2100 to £1600 when I told the insurance company I was an ICT technician

[TW]Fox · 4 Jul 2009 at 10:14

Misuse by society of the term engineer makes me a sad panda

Barry Smalley · 4 Jul 2009 at 10:23

Yeah, there's only a few of us "proper" ones about.

[TW]Fox · 4 Jul 2009 at 10:26

Barry Smalley said:
Yeah, there's only a few of us "proper" ones about.

Such a shame, as it dilutes the status/importance of proper engineers. A proper engineer is as qualified as a Doctor. An engineer designed your washing machine, the guy in the blue overalls fixing it is not a washing machine engineer..

-Ad- · 4 Jul 2009 at 11:12

Barry Smalley said:
Yeah, there's only a few of us "proper" ones about.

Special club, remember rules one and two though, we don't talk about being engineers......................oh wait

[TW]Fox;14413858 said:
Such a shame, as it dilutes the status/importance of proper engineers. A proper engineer is as qualified as a Doctor. An engineer designed your washing machine, the guy in the blue overalls fixing it is not a washing machine engineer..

Although I agree with this I would hate to see this thread turn into a warzone

paddy · 4 Jul 2009 at 11:19

[TW]Fox;14413814 said:
Misuse by society of the term engineer makes me a sad panda

Don't get me started on the guy that removes paper-jams from the photocopier...

OpenToSuggestions · 4 Jul 2009 at 11:24

paddy said:
Don't get me started on the guy that removes paper-jams from the photocopier...

Or the man who 'fixes checkouts' at tesco.

Rilot · 4 Jul 2009 at 12:14

When I lost my job and went from Computer Consultant to Unemployed, my insurance premium went from £380 per year to £550. This was with taking business use off and reducing my milage from 20k to 5k.
Thanks insurance company, love you too.

Heliospherez · 4 Jul 2009 at 17:08

I also found my engineer / technician change made a big difference to my life insurance. One was classed as a level 3 risky job ???? Can't remeber which though - but it made a difference of about £70 a year.

dalin80 · 4 Jul 2009 at 17:10

being a urban ninja is substantially cheaper then being a mechanic.

Aero · 4 Jul 2009 at 17:14

My job title (Civil Engineer) is actually generally cheaper for me

Aero

therealnerd2 · 4 Jul 2009 at 17:14

My second exciting insurance fact is:

General Exceptions to Cover:

We will not cover you while your car is:
- blah
- blah
- used on the Nurburgring Nordschleife, or for racing, competitions, ...

Specific exemption for Nurburgring, nice!

ganesh · 4 Jul 2009 at 17:33

therealnerd2 said:
My second exciting insurance fact is:

Specific exemption for Nurburgring, nice!

You'll find that on most insurance policies, and i think it's because the ring is actually considered a public road and not a track, so they have to make a special exemption clause.