Soldato
- Joined
- 16 Nov 2008
- Posts
- 2,925
- Location
- West Midlands
If you op for the pay it over 36 weeks would you have the option of paying it off when you had the money?
V12 finance Question.
- Thread starter dmxdex2020
- Start date
- Joined
- 16 Nov 2008
- Posts
- 2,925
- Location
- West Midlands
yeah you can pay it anytime between the start and end of the loan agreement mate.
Ok mate cheers
Associate
- Joined
- 25 Mar 2009
- Posts
- 1,688
- Location
- Leeds, UK
Ive just paid my computer off within the 9 months interest free agreement with another company, what they dont seem to tell you is, you can do this with a number of installments, not just one payment.
Maybe its obvious, but im still young and didnt realise
Maybe its obvious, but im still young and didnt realise
Man of Honour
- Joined
- 16 Jul 2009
- Posts
- 9,303
- Location
- Edinburgh
I've used V12 Finance before, excellent to deal with.
Associate
- Joined
- 25 Mar 2009
- Posts
- 1,688
- Location
- Leeds, UK
I keep getting declined for finance
I dont know why
I've been working long enough and I'm old enough, and as far as I know my credit history is good.
I'd check your credit score, it could be a number of reasons.
I got declined originally so i got my mum to do it
it isnt based on how long youve been working for. itll be how much you earn.
Your credit score starts at neutral, not "good". You gain good credit by having overdrafts/loans/credit cards/mortgages etc and not missing payments on them, this shows you are a reliable person who pays the money back. Also, the house you live in, and whether the people in it have bad credit ratings can affect your acceptance criteria, but not your personal score.
Its why i got a credit card asap after i turned 18, used it to get the pc that i had been denied credit for, go figure. Since i paid at least the minimum every month it now means i have an awesome credit rating, which means i now have a credit card with 8.8% interest -- had to have had credit for one more year to get the 6.9% one, or a mortgage of over 250k
Your credit score starts at neutral, not "good". You gain good credit by having overdrafts/loans/credit cards/mortgages etc and not missing payments on them, this shows you are a reliable person who pays the money back. Also, the house you live in, and whether the people in it have bad credit ratings can affect your acceptance criteria, but not your personal score.
Its why i got a credit card asap after i turned 18, used it to get the pc that i had been denied credit for, go figure. Since i paid at least the minimum every month it now means i have an awesome credit rating, which means i now have a credit card with 8.8% interest -- had to have had credit for one more year to get the 6.9% one, or a mortgage of over 250k