Quick question about credit card

DezUk · 30 Jul 2009 at 00:58

I have a black Bank of Scotland credit card that I never use, I think its a One Card. Does anyone know if this has 0% for x amount of months on purchases.

So if I was to buy something I wouldnt have any interest on the payments back for so x amount of months?

Rotty · 30 Jul 2009 at 01:09

if you have had it a while then any offer has probably expired

0% on purchases is rare anyway

DezUk · 30 Jul 2009 at 01:18

It's one of these:

http://www.bankofscotlandhalifax.co.uk/creditcards/allinone_ros.asp

It says 0% for 9 months?

Rotty · 30 Jul 2009 at 01:20

so have you only just taken the card out ?

DezUk · 30 Jul 2009 at 01:22

Nope I've had it for about 6 months. I'll leave it and speak to the bank tomorrow. Will I be able to chop this one up and take out another with the same bank?

Rotty · 30 Jul 2009 at 01:25

It says you have to make purchase in first 90 days

no problem taking a different one with a different bank but not with same one

PhillyDee · 30 Jul 2009 at 08:02

DezUk said:
Nope I've had it for about 6 months. I'll leave it and speak to the bank tomorrow. Will I be able to chop this one up and take out another with the same bank?

Ask the bank. And no, very doubtful you would be able to cancel it and then reopen it. However, if you ask, mentioning the fact that you are going to cancel unless they do . . well, you might get something out of it!

Rotty · 30 Jul 2009 at 11:23

PhillyDee said:
Ask the bank. And no, very doubtful you would be able to cancel it and then reopen it. However, if you ask, mentioning the fact that you are going to cancel unless they do . . well, you might get something out of it!

he's never used it, they aren't going to care if he cancels