First 'big' bike insurance?

Scythe

Scythe

Scythe

Soldato
Joined
23 Jun 2005
Posts
5,455
Hi, seen a CBR400RR (grey import) for sale locally and I'm thinking of finally getting round to doing my test before it starts getting icy and then get the 400 and rebuild it over the winter.

Been looking at insurance quotes (off comparison sites) for this bike, looking at about £800-1000 fully comp.

Are there any other decent cheap insurance companies for bikes and young riders?

(18, 1 years NCB)
 
I've used tesco insurance comparison site when I was considering buying a bigger bike over the summer and always got good quotes.. cheaper than when I tried direct with insurers.
 
try the comparison sites then google and try some more.
However it's going to be expensive due to it being 400 and will need to be restricted. As well as being a CBR.

I always found bennetts gave good quotes, but this was years ago.
 
Guv said:
I've used tesco insurance comparison site when I was considering buying a bigger bike over the summer and always got good quotes.. cheaper than when I tried direct with insurers.
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This^^^.

At renewal time last April I reinsured my RSV Mille and used the Tesco site to compare a few quotes. I was with eBike Insurance, TPF&T.

Through Tesco's comparison site I managed to reduce my premium by £20 but more importantly the quote was for Fully comp rather than TPF&T. I was seriously surprised!!.

Wish I had used it ages ago. ;)
 
Just looked at it, same quotes as the other site I used. I think it's the same system as both sites are basically identical (except the tesco branding).

Is their any specialist companies which do special deals for imports? Quotes for a 1999 CBR600F are coming out as £1300 FC, whereas for the 400RR its £750 FC :o
 
AcidHell2 said:
Why not get TPF+T still generally far cheaper for bike insurance.
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Looked at this, for the 400 it is £640, which is reasonable. Just wondered if anyone knew any cheaper ones :)

EDIT: its cheaper for the 400 import than it is for a 600F. The 400 will probably take the restriction better as they're only about 65bhp? It's a shame they don't make many smaller bikes anymore (with the exception of motox bikes), they just seem to produce 125cc, then straight to 600cc in most cases.
 
thebikeinsurer.tv is a good place to compare insurance quotes. That's quite a lot of money for fully comp, have you considered TPFT as the value of the bike probably isn't worth getting fully comp. *Yes you have. :)
 
Scythe said:
It's a shame they don't make many smaller bikes anymore (with the exception of motox bikes), they just seem to produce 125cc, then straight to 600cc in most cases.
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Off the top of my head the only recent learer legal sportsbike I can think of is the Ninja 250R which is bang on the 33Bhp upper limit. They're supposedly great little starter bikes though.
 
sean said:
Off the top of my head the only recent learer legal sportsbike I can think of is the Ninja 250R which is bang on the 33Bhp upper limit. They're supposedly great little starter bikes though.
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Yeah I had a look at these but there's not many available second hand.
 
I tried tesco compare to get a good figure then i called carole nash and they beat it by £50 and i got free crash bungs into the bargin.
 
Always get a good price from confused . But dont understand yer massive quotes. Unless yer silly young and live in Beruit lol .

My lad is 21 and he is only £300 FC and although an old fart 140 fc with 8k value . Shop about and pick the top 3 then play them off against each other . Should see another £100+ saving .

Persil
 
I guess Tesco Compare works for some and not for others then.

I just reinsured the wife's wee Punto puddle jumper tonight using Tesco Compare.

Direct Line renewal quote was £210 for it, went through Tesco Compare and more than halved the price to £90.10. :D
 
Persil said:
Always get a good price from confused . But dont understand yer massive quotes. Unless yer silly young and live in Beruit lol .

My lad is 21 and he is only £300 FC and although an old fart 140 fc with 8k value . Shop about and pick the top 3 then play them off against each other . Should see another £100+ saving .

Persil
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Nope, I don't understand it either. I don't even live in a bad area (only 4/5 miles from OCUK, far outskirts of Stoke).
 
My first big bike was the Ducati 748, had 2 of them now, first was with eBike which were very expensive but you got 1 years no claim after 8 months and they are a delight to deal with as long as you chase up you get what you want :)

Second is now with H&R insurance, they are not bad, cheapest I could find but they have awful reviews on claims. So lets hope nothing needs to be claimed before I get 3 years NCB lol.

ags
 
agnes said:
TPF&T if you are only using it every now and then for fun.

Comp if you use it to commute on as well as fun.

ags
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why would commute change it.

Price of bike to replace is what changes you from TPF+T to full comp or insurance price.

No point getting full comp on a cheap bike you can just replace.

For example a 1k bike is not worth getting full comp on. Say it's 500 excess and an extra £200 for the full comp insurance. It saves you just £300 if you crash one a year and that's assuming it's a write off.
where a £3k bike has obvious benefits of going fully comp. Slightly different with cars as full comp insurance is often cheaper that TPF+T I assume as when you crash a car, you do major damage to other things, when on a bike most of the time the costly damage will be just the bike.
 
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