Need to swap cars, best way?

Maxeh · 26 Nov 2009 at 17:18

Hi chaps,

I am only doing a bit of driving at the moment (around town etc) whilst my sister is planning on doing 70+ each day and has the need for larger boot space.

Now this isn't a permanent thing so I was wondering whats the best way to do this legally of course.

Add each other to our own insurance policies (if that is legit) or would we have to change the log books over, my only concern is this is more hassle and shows as an extra previous owner.

Any ideas?

Biohazard · 26 Nov 2009 at 17:21

No, you will have to swap logbooks over.

You will be commiting insurance fraud if you are going to swap the cars and drive them as named drivers if the veihicle is your main drive. (iirc)

Berger · 26 Nov 2009 at 17:25

Biohazard said:
No, you will have to swap logbooks over.

No you wont.

Just phone them up and explain the situation, depends how long it is for and how many miles it is likely to be.

Id just add each other to the policys tbh.

Maxeh · 26 Nov 2009 at 17:26

It will be for 3 months or so I reckon.

Fr0dders · 26 Nov 2009 at 17:35

Maxeh said:
It will be for 3 months or so I reckon.

ring the insurance co and ask them.

If its only a tempoary measure, i see no need to cancel policies and change logbooks.

Think about it. if you take a 12 month policy, and the policer holder drives the car for 9 months out of the 12, and the named driver for 3 months.

Is that person not still the main driver ?

Burned_Alive · 26 Nov 2009 at 17:51

Ignore

Banny · 26 Nov 2009 at 17:56

Dont swap logbook, just puts another keeper to it, bad idea.

iaind · 26 Nov 2009 at 20:25

Registered keeper isnt registered owner - and you dont need to be the registered keeper in order to have an insurance policy on a car, so just insure them properly. You cant drive the other car as a named driver, so have the car on your policy changed to hers and vice versa