Any of you 17 and insured?

Cheapest for me was churchill, 1.4 citroen saxo at age 17. 20% off for doing it online and that was £1250 fully comp or £987 TPTF.

Now at age 19 ( 20 in dec ) i can insure i 1.6 car fully comp using my NCB for about £500
 
A polo isn't particularly cheap and with those quotes I expecpt it is fairly new. Find a 10+ year old car and get TPf+T quotes, try adding parents or anyone else who hasn;'t had any crashes and been driving a long time. This will reduce insurance quotes with some companies.
 
bledd. said:
For the guys around my age, 25.

How much was your insurance when you were 17?

I was just a named driver on both family cars, so I have no figure to base it on. My first own insurance was at 21 (I think), £650 ish fully comp

At 17, all my money went on beer/games etc. I never really drove that far anyway at the time, but still.
Click to expand...

At 17 (26 now), mine was £1500 on a 1.1 Punto valued at £3.5k, in a good area and I rang almost every insurer I could find to get that price. This year my premium is £168!
 
I'm 18 and I disagree with the guy who said the driving age should raise from 17 to 18. What I think could be an alternative method to reducing idiots from driving is to make the test harder, I mean your allowed to make up to 15 minor errors in the practical and the test is only half an hour long!:eek:

Maybe allow 5 minor errors or make them retake it.

I don't drive yet (but have passed test) because I'm saving for insurance, but I do need a car to get to college otherwise take 2 buses a time to get there, which tbh would be an absolute pain.
 
You lot need to man up. :D

Like Jen said you need to put a bit of work in to it.

Paid 1.6k for a group 16 3.0l v6 omega. While on the one hand this is high in the grand scheme of things, it is also peanuts at 18years old with no NCB, crap post code, 10k miles, on road parking etc.

Just pick up the phone and ring around - All these insurance companies are only human. Eventually you'll find someone gullible enough to 'adjust' the price their computer pumps out.

Ta

Alec
 
Ricochet J said:
If you want cheap insurance, you have to start at the very bottom and prove to insurers you're responsible by racking up the no years bonus.
Click to expand...

...until some ***** steals your car. Aged 22 and back to square one :mad:

Just had my renewal quote through. If I paraphrase it went something like 'Good morning sir, if I could just have your bank account number and sort code, we'll drain it for all it's worth...'

Bell with your parents as named drivers on the policy has always been cheapest for me. They handled my theft claim competently and fairly too. Highly recommended.
 
Yateszy said:
I'm 18 and I disagree with the guy who said the driving age should raise from 17 to 18. What I think could be an alternative method to reducing idiots from driving is to make the test harder, I mean your allowed to make up to 15 minor errors in the practical and the test is only half an hour long!:eek:

Maybe allow 5 minor errors or make them retake it.

I don't drive yet (but have passed test) because I'm saving for insurance, but I do need a car to get to college otherwise take 2 buses a time to get there, which tbh would be an absolute pain.
Click to expand...

Minor errors are fairly niggly things though - hence "minor". Stuff like failing to turn your head when checking your mirrors. And a "major" mistake which will cost you the whole test is often stuff like touching the kerb while parallel parking or even due to the idiocy of another driver which you have no control over.

What I would love is for learner drivers to be allowed on motorways and for motorway driving to be part of the test. I was lucky because there was a 3-lane dual carriageway near me which was a motorway in all but name so i got my "motorway driving" practise in. But you always see annoying people on the motorways pootling along in the middle or outer lane because they simply don't know any better.
 
if you have been taught how to drive on dual carraigeways properly though you should really know how a motorway works
 
Vigoro said:
if you have been taught how to drive on dual carraigeways properly though you should really know how a motorway works
Click to expand...

Not everyone lives near a multi-lane NSL dual carriageway. Those that don't will have a great deal of difficulty when they start driving on motorways.
 
Yateszy said:
19
0 NCB
£800 Fully Comp

It just doesn't add up!:D

The cheapest I can get is £1600 at 18.
Click to expand...

Fairly good postcode, small engined car with a low IG, brand new car insured fully comp (I assume a lower risk), not used for commuting and low mileage (<8k)... It all adds up I suppose :D
 
You must log in or register to reply here.
Back
Top Bottom